online platforms giving their own products unfair advantage. my administration is also taking on junk fees. those hidden surcharges too many companies use to make you pay more. for example, we're making airlines show you the full ticket price up front, refund your money if your flight is cancelled or delayed. we reduced exorbitant bank overdrafts by saving consumers over $1 pl a year, cutting credit card late fees by 75%, from $30 to $8. look, junk fees may not matter to the very wealthy but they matter to most other folks like homes in the one i grew up, like many of you did. they add up to hundreds of dollars a month. they make it harder for you to