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right, that essentially the line where you're paying for the insurance premiums would go away and the company's portion would also go away. so in effect, at least under warren's plap, you'd end up with more money. >> more money in your paycheck. it's been happening over time and one of the reasons people are noticing they're not getting big raises is that money our employers would give us in raises is going to insurance companies instead. one of the things people don't realize is insurance companies don't really control health care costs. they don't really want to because as health care costs go up, so do premiums. that means they get more money from us to convert to profit so they have an incentive not to control health care costs. the average premium for family now is $20,000 for a policy that you get through the workplace. i was looking just a few weeks ago at what it was in 1993 when the clintons were try iing to reform health care system. it was less than $500. now it's more than $20,500.

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