Accurexa incorporated will update us about their developing and commercializing novel neurological therapies based on its proprietary branchpoint technology. And well learn about Goldland Holdings new latin american gaming strategies. traffic sounds traffic sounds accurexa is a Biotechnology Company focused on developing and commercializing novel neurological therapies based on a patented branchpoint device delivering therapies joining us again in our new york studio is george yu, ceo of accurexa. Welcome back, george. And for our viewers who dont already know or who havent yet seen the show, tell me a little bit more about your company. Sure. So i cofounded accurexa about a couple years ago. Um, im a physician by training, and i was looking for interesting technologies, um, that could really make a difference in the medical field, and also looking for technology that were fairly advanced, where you could, you know, develop a clinical product and not necessarily start at early stage research. And thats when i came across a technology at the university of california in San Francisco thats called branchpoint device. And that device was originally funded with 2 million, um, as a grant from the, uh, california stem cell agency, particularly for the delivery of stem cells to the human brain. And the story behind that is that the issue of delivering stem cells or any kind of medication to the human brain a regular syringe is being used, which also means that because thethe cannula is straight, you have to use multiple penetrations. So some patients with parkinsons who receive stem cells, they had 16 penetrations into the brain. And obviously every time you do that, you canyou can damage tissue there and cause bleeding and stroke. So, uh, daniel lim, a neurosurgeon at ucsf, he invented a device, as i said, branchpoint, that really allows, um, to, once in the brain, go into different directions, uh, also horizontally, and thethe catheter is flexible and curved, so you can really minimize the side effects with that device, and reduce the number of penetrations. So this branchpoint device that your company has patented, its much more targed. It goes directly to the place where the therapy is needed instead of having to circulate it all throughout the body. Exactly, and it isit is done under whats called mri guidance, you can see the brain on a monitor, you can mark the target area, and then use the device to really precisely or accurately, uh, target the area. And the accuracy was actually the inspiration for the company name. Thats why were called accurexa. Oh, okay. So weve talked about the medical aspect. Yes. Now lets talk about the business strategy. How do you plan to, uh, move this device forward inin terms of treating brain cancer . Yeah, we always saw the branchpoint device as a starting point for the business strategy. I mean, the branchpoint device is a tool to deliver therapeutics to the brain, but we wantedalways wanted to develop therapies or therapeutic solution for patients, because with a tool alone, you cant really help a patient. The patient really needs a therapy, something that really helps that patient to overcome, uh, the disease. And thats the reason why we started, uh, at this point, our program our First Program is our brain cancer program, so were basically delivering chemotherapy directly to the brain tumor. The problem with brain Cancer Treatment today is that theres aa membrane thats called bloodbrain barrier that protects the brain for good reasons, but it also, u makes it very hard to, um, administer drugs, chemotherapy drugs, to a brain tumor if you take it as an oral tablet, which is done today for the firstline treatment. And, uh, ourour approach is to develop a formulation where we can take the chemotherapy drug and really deliver directly to the site of the brain tumor and increase the drug concentration at the tumor site and also minimize your systemic side effects, because once its in the brain, itit doesnt leave the brain as much as if you took a tablet. And then our Second Program is our, um, stem cell treatment that were collaborating with ucsf at this point the story behind that is that, uh, for parkinsons patients, as you might know, they lack basically auh, dopamine, because their cells are degenerating that produce those that dopamine. And were developing, um, a treatment where you can administer or deliver directly a trophic factor or a factor that allows these cells to recover or even increase the production of dopamine. So this branchpoint device can be used to deliver brain cancer therapies, but it can also be used, um, to do parkinsons therapies. Seems like thethe field is kind of endless here. I mean, you could use it for a lot of different things. Exactly. In theory. In theory, absolutely. I mean, we see it as a platform technology, so its a technology that allows you to deliver a host of different medications to treat a number of diseases that affect the brain. Because, um, the problem with, um, treatment of, uh, brain disease is that you have the bloodbrain barrier, so you have to find a way to get medications very in a very targeted fashion to certain areas in the brain. Well, thank you so much for being here today, george. And if you at home want to learn more about accurexa, visit accurexa. Com, newtothestreet. Com, orext acxa to 38698. Nighttime snacking. Yes, i am guilty of it. Ive done it. So have more than 160 million other people all over the United States. But making a healthy choice often falls by the wayside, so to speak. Nightfood is in business to solve americas nighttime tasty treat turmoil, or nighttime snacking. Sean folkson is nightfoods founder and ceo. Sean, welcome to our new york studios. Thank you for joining us here on new to the seet. Its your first time. It is our pleasure. So lets get right to it. So while you look on the outside, nighttime snacking for millions of americans is often a place to indulge passion through taste. But when you look on the inside, things arent as sweet, so to speak. Well, its a problem. You know, um, 70 of American Adults snack regularly at night, and the st popular choices literally are cookies, chips, ice cream, and candy. Whywhy do you think thats the case . Well, at night, people are getting these cravings. Biologically were driven to crave sweet and salty things as we approach bedtime, and its also a time of day when willpower is at its absolute weakest. So these events combine to drive the unhealthy snacking behavior that we see from so many people. Cookies, cakes, ice cream. Candy. Absentcandy. Absent from the list, carrots. Carrots are not on the list. Unfortunately, the stuff that satisfies cravings typically is not healthy, and thats why theres a billion dollars a week being spent on snacks that are consumed after dinner, and agai most of it is that junk that i mentioned to you. Why do we crave sweets and salt versus stuff thats healthy . Well, look, this is behavior that people have known about for a long time. Its been observed that nighttime is when people make their least healthy food choices of the day. But researchers are just now starting to understand the biology behind it. Again, its the increased cravings, uh, the specific cravings for sweets and saltsalty snacks, and the decreased willpower that i mentioned earlier. And you also mentioned a staggering 1 billion a week, over 50 billion a year, and growing, spent on junk. Right, over 50 billion a year, um, is consumed at night in terms of snacks, and most of it is that unhealthy stuff. And itsits really still growing very rapidly. Why would Consumers Want to eat nightfood versus other products in the space . Right, well, ourour promise to the consumer is pretty simple. In a better, healthier, more sleepfriendly way. So first and foremost, the products that we make have to taste great. Weve got a world famous chef on our team. His name is chris santos. Uh, if you watch, uh, tv cooking shows, chopped, hes a judge on that. Hes the guy we turn to when we need to make sure something tastes great. Again, if the product doesnt taste great, people arent gonna eat it, theyre not gonna stick with it, we cant solve any other problems for them. So great taste first, then healthier snack options, and that follows along with the sleepfriendly nutritional profile. Brings me to a good transition here. You talked about great taste being the number one thing. How do you make a product that tastes great, but is also good for you . Well, thethats a great question. You know, thethe betterforyou snack category has been booming over the last 10 to 15 years, and there are ways to do it. Uh, people, consumers are willing to pay a little bit more for these products, some of the junky ingredients and still giving people that delicious taste profile, but doing it in a better, healthier way. And in our case, with nightfood products, were focusing on things like, uh, sodium content, uh, fat content, glycemic index, all things that are known to be sleep impairments, and we are formulating those things out of our products and formulating in more sleepfriendly ingredients. So nightfood is also trying to change the phrase perception is reality, cause how people perceive something is often their reality even if its not true, because a lot of people say, well, if its healthy, then it must not taste good, but nightfood is here to say that these products do taste good, and theyre good for you. Right, its an important piece of it. We dont want people to feel like theyre sacrificing too much on taste, because if they were willing and prepared to do that, theres always carrot sticks, theres always rice cakes. Theres a reason, again, people dont turn to those things, cause they dont satisfy the cravings, and we need to make sure that we that we do with our products. Not a nutrition bar company. Right, so the nutrition bar, the nightfood nutrition bar, thats ourirst product. ken evseroff which i tried, cookies n dream, offcamera, it was pretty good actually. Yeah, the bars are great, people love em. Ultimately, we want to be in all the formats that people are eating at night, so ifpeople we know li ice cream at night, people eat cereal at night, cookies, we can take a look at any snack food that people are eating and make it healthier. We can make it more sleepfriendly, less energy inducing, and thats why we view ourselves as a snack food company, not just a nutrition bar company. So nightfood is just scratching the surface for the market thats in the United States, but people around the world, billions of people are looking for alternatives, and they snack everywhere. So its not just consumers in the United States that will be putting money into this, its people everywhere. The snackification ofof American Society is being seen in every country in the developed world, and every country in the developed world healthy lunch, healthyish dinner, and at night, everybody goes off the rails. Well, nightfood has recently introduced new packaging and new branding for the products. Right, so, uh, as we roll into more mass retail outlets, into more supermarkets, we knew we needed packaging that was gonna be mo fun, have more personality, and something that could stand out and thrive in the snack aisle of supermarts across the country. So at night, you know, you dont want to eat junk at night, but at night your crave monster comes to visit, and your crave monster can get you to eat just about anything. And if you if you have nightfood in the house, youre prepared, and if you dont have nightfood in the house, youre gonna be forced to choose between carrot sticks and ice cream, and like i said, we all know who wins that battle. At about takin a carrot stick and dipping it in the ice cream . You could do that, or what i used to do is i would eat a bunc of carrot sticks thinking i was doing the right thing, and then 15 minutes later i was into the ice cream anyway. Its psychological warfare at nht. Its really tough. Therestheres a perfect storm ofof elements in our biology and unless people are gonna start to go to bed at 6 30 like they used to, you know, hundreds of years ago, when thewhen the sun would go down, this is a problem that that needs to be managed. Now as a consumer, where can i purchase nightfood products . Well, now that were in national distribution, it seems like were adding new stores just about every week, so the best thing consumers can do is go to nightfood. Com, punch in their zip code, and, uh, hopefully theyll be able to find something close. And over the next 12 to 18 months, ken, were kind of expecting to be rolled out so that people will be able to find nightfood just about everywhere. So theyll be able to purchase it online as well. Online as well, yes. Butbut you know what . People buy snacks where they buy snacks. You know, people are not mail ordering, uh, most snack food products, and we know that as weve rled into retail, thats where the growth is happening. Now if potential investors want to park their money in nightfood down the road, where can they go . Well, i mean, obviously people can buy stock on the market. Its, uh, ngtf. Were also doing a private placement right now which were allowed to promote and anybody interested in doing that and making an investment directly into the company, as long as theyre an accredited investor, can go to youfunding. Com. Thats youdashfunding. Com. What is your outlook for the next three to five years for nightfood, sean . Well, you know, we look at 2016, which is starting right now, and this is where the huge opportunity is for us. As we roll into mainstream distribution, we look at what happened with Companies LikeSkinnypop Popcorn or krave beef jerky. This is when the massive hyperdrive growth happens growth in terms of points of distribution, in terms of consumer awareness, in terms of revenues, and of course in terms of company valuation. So right now, uh, were focused on getting into all those outlets, making nightfood available to everybody, and making people aware of it. Ultimately, you know, we believe that all, uh, all the formats are in play. We want to have nightfood ice cream, we want to have nightfood cookies, all the things that people like. In a couple of years, could be the global guys, could be other startups, could be through acquisition, could be through new brand introduction. But the important thing is right now this is the start of a new category. We think its gonna be tremendous, and were the only ones playing this game. Well, we hope you come back to us here in our new yorktudios on new to the street and keep us updated as to whats going on with nightfood. Absolutely. Thanks for joining us. Thank you, ken. He is sean folkson, founder and ceo of w york based nightfood. To learn more about nightfood, you can visit nightfood. Com, newtothestreet. Com, or text ngtf to 38698. Lets talk with rich kaiser about Goldland Holdings. Rich kaiser is the secretary and Corporate Governance officer. Rich, welcome back to our new york studios on new to the street. Thank you. Lovely to be back. Its our pleasure. Lets get right into it. I want to tell the viewers of new to the street what Goldland Holdings is all about. Well, Goldland Holdings is a vertically integrated holding company. We started back in 2007 with our first asset, which was the gold Mining Properties in boise, idaho. We had subsequently leased that to another entity, and we get a royalty and lease payment at the time when theythose properties are in production. But since the mining market has been very much out of favor with the investment community, we decided to diversify into other entities in order to continue to create shareholder wealth for our company d its shareholders. Now who are the directors of goldland . Well, we have paul parliament. He is the chairman, the ceo, and president. We have doug brooks. He is the Vice President and director. We have marty wolfe, who is a cpa and a ca, which is a canadian equivalent to a cpa, and hes our chief Financial Officer and director. And then you have me, who i am a Corporate Officer as a, uh, governance officer and secretary. Youre the face of goldland. Ii can be the face of goldld, yes, i can. What are goldlands ongoing operations, well, like i just said, we had to do something because the mining markets, and you can look at the mining markets, right now theyre very depressed, so we had to continue to look for ways to improve our bottom line. So we got into some opportunities throughout latin america, in particular casino gaming opportunities. And we have, uh, some a deal going on that we reinvigorated which was in colombia, in san andres, and then we also integrated, uh, an upandcoming integration in nicaragua, which is a neat idea where its where you can own your own casino or your own gaming machine. And we will be able to maintain that for you and cut your profits after, uh, the payouts. And this is a unique opportunity for the company and its shareholders. Now staying on the subject of latin america, nicaragua and that part of the world is a massive emerging market, and a lot of people are not familiar with that part of the world. Tell our viewers about it. Well, for the last five years, theres been an upper middle class growth in throughout latin america, and were taking advantage of that. When you have more disposable income, you have in this case, we focused in on the Gaming Market from some, uh, outside opportunities from individuals who understand that market. So we came in to do some arrangements as such, and because nicaragua right now is one of the Fastest Growing economies, not so much because of what theyve got goin on but because of some chinese influence, and that chinese influence is gonna change the whole platform of not just nicaragua, but its also gonna change the whole dynami of latin america. We were talking about that chinese influence before offcamera. The viewers might not be familiar with what we were discussing in terms of that influence. A canal is involved. Theres a proposal by the Hong Kong Nicaraguan Development corporation to put an 80 billion super canal. Now this will dwarf the even new improvements in the panama canal, and this will open up a commerce channel for supertankers and super, uh, cargo ships to go from the Pacific Ocean into gulf of mexico. With that, uh, money coming in, different talents from engineers to general laborers, who are gonna come there. And this is the velocity of money. So with the velocity of money, they need infrastructure, they need roads, they need hospitals, they need housing, they need clothing, they need shopping centers. So we have positioned ourselves to take advantage of those opportunities by a number of different Holding Companies that we area proposal to bring as wholly owned subsidiaries of Goldland Holdings. Which brings me to my next question, where goldland currently operates their business. Well, right now our Corporate Office is in niagaraonthelake, which is just south of toronto in ontario, and then we have a Business Office in the u. S. In virginia. You guys have Corporate Advisors and a legal team . We have a phenomenal corporate advisor, mr. Allen simon. Hes a very wellrespected, uh, international and domestic businessman whos had phenomenal successes. Hes, uh, giving his input on certain avenues both in latin america and some domestic ideas as well. Uh, we have a phenomenal lawyer, uh, firm thats seccertified as aas a law firm. Now in the emerging market of latin america, very much so. As i mentioned earlier, theyretheyre emerging, the economies argrowing, so theres disposable income, and disposable income can be some fun money, so they like to have the, uh, the opportunities to go play a slot machine and play some gaming tables. We believe that what we have going on and being in a hot sector in this latin american with the gaming, starting with gaming and then branching off from there going forward, that the company has a lot of opportunity. Well, thank you, rich. We hope you come back here to new york on new to the street and keep us up to date on Goldland Holdings. My pleasure, and well definitely be back to give, uh, a full update of where were at with our vertically integrated holding company, Goldland Holdings corporation. Its our pleasure. Thank you. If you want to learn more about Goldland Holdings, visit goldlandholdings. Com or newtothestreet. Com, or you can text ghdc to 38698. With us now is an organization thats all about the animals were talking about professional animal disasr response and resources. Its a really interesting subject not everyone is aware of. Lets learn more. Eric bagdikian is the ceo of longmont, coloradobased code 3 associates. They make their very first appearance here in new york on new to the street. Eric, welcome to our show. Thank you very much for having me. It is our pleasure. Now lets get right to it. Animal Disaster Response and recovery is so impoant, but its often overlooked in many circumstances. What exactly are we talking about here and what role does code 3 associates play in that . Code 3 associates part of, uh, a consortium called the National Animal rescue and sheltering coalition. Our primary function within that coalition is to perform the technical aspects of rescuing and recovering animals in Natural Disasters. Now what is code 3s official procedure when responding to a Natural Disaster . When a Natural Disaster hits, will designate within that jurisdiction who their lead Animal Agency is going to be. That agency can then go to Emergency Management and say, we are over our heads. We need to bring in code 3 and their partners within the coalition. We need technical rescue expertise. We dont have the facility for sheltering for all the animals that are being displaced by whatever disaster it is. And thats when we go in. We do not go in until were formally requested. Understood. What type of certification and training is provided by code 3 . There are two aspects to that question. As far as the technical Animal Rescue aspect of it, we are providing and certifying training for water operations, rope operations, confined space. A structure that has collapsed, and youve got a limited amount of area to work in, you know theres an animal in there, and if you can safely go in, knowing how to assess whether or not you can safely go in and rescue that animal. Uh, the other side of it is our Training Division whose task it is to provide animal cruelty training to working animal control officers, humane investigators, police officers, detectives who may be tasked with that kind of investigation. Animal cruelty investigations have some very unique nuances that are not necessarily there in other aspects like burglary, auto theft, and so forth. Now i understand code 3 associates has an Exciting New Partnership with petproducts. Com. Lets talk about your association with petproducts. Com. We are very excited about this. This fallsour association with petproducts. Com and it is allowing that association and that partnership is allowing us to provide more service, better service, Faster Service to ars where animals are victims in disasters by getting product to those animals. So what is the best way people can become a part of code 3 associates . cau you guys are a nonprofit. That is correct. Uh, we have initiated, um, a become a member campaign, and that can be found on our website, which is www. Code3associates. Org. Um, and i believe we alsohave it active on social media, twitter and facebook and the like. So if yowant to donate to code 3 associates. You can do that through our website. I mean, is has been a fascinating subject. I hope you come back to us here on new to the street and keep us up to date on the latest happenings your relationship with petproducts. Com. I see it as a winwin going forward. I would consider it an honor, and i look forward to it. Thank you very much for joining us here in new york. He is eric bagdikian, president of code 3 associates. To learn more about code 3 associates, visit code3associates. Org. Erica Ferrari and if you would like to get involved with code 3 associates, visit code3associates. Org, or text Animal Rescue to the number 38698. New to the street introduces you to a blend of business reporting and indepth interviews relating to new products, analysis, and company profiles. Watch for new to the streets upcoming interview with petproducts. Coms founder, allen simon. Simon explains his work to create petproducts. Com, a stateoftheart pet industryirectory in the world of pet products. For any kind of animal, any kind of food and product that people are looking for. We will ask this legendary pet industry executive about his plans for launching petproducts. Com to be the source of information on stores, distributors, manufacturers, and petrelated services all over the world. Whether its providing healthy, balanced nutrition for your adult dogs with products like avoderm, Animal Wellness products like the adams flea and tick, or practical products like the wellknown four paws super absorbent weewee pads, it constantly takes innovation to keep up wh the consumer demands. If youre a pet industry professional, take notice and learn more about petproducts. Com and how you can become listed. Visit petproducts. Com and watch for our upcoming interview with petproducts. Coms allen simon in our next program. For more information on our profiled companies, visit newtothestreet. Com. Weve got more new to the Street Company profiles coming your way on our next show. You can find us on facebook, follow us on twitter. Im ken esveroff. Im Erica Ferrari. Here is les feldick. Les feldick okay once again well just come right back to where we left off in were going to jump in now at verse 6. I guess, roys already got it up there. And again, we like to welcome our Television Viewing audience and we like to let you know how much we appreciate hearing from you, your phone calls, your letters and your interest in our work and tapes and books and everything, we just are overwhelmed, really. Iris and i can never get over the fact that were just such humble folk and i guess people are finding out more and more that were just as common and ordinary as anybody. In fact had a lady call this morning and its kind of amusing, you know, she said she couldnt find her words and she said, well im so nervous. and i said, now look, just pretend youre talking to the farmer next door and yeah, but she says, its different. and i said, not really. but anyway, we just appreciate so much hearing from you and that the lord has blessed our teaching. That he has for a lot of folk and thats all we can hope for. Again remember everything is available on video, audiotapes and the printed page and so if youre interested in any of that of course, why you give us a call or write to use and well get the information to you. All right, you know i told you one time that i had one fellow call and he says, why waste five minutes with opening and closing. He said, we need every minute of teaching so, all right, here we go back to galatians chapter 4 verse 6. Now remember what we just saw in the last program that when god at the proper time, at the exact moment, made of the woman. Came into the Human Experience at his first coming and of course, went the way of the cross, that he might redeem not just israel, but the whole human race. And that now there is not a soul living that hasnt got the opportunity for salvation. All right, now then, verse 6. Hes these galatians as well as ourselves the opportunity that we have as believers. Now hes not talking about salvation as much as he is our position now after salvation and what a great thing it is to enjoy these doctrinal truths even short of glory itself. You know, ive said so often when i talk to people individually, and maybe ive said it on the program, i dont remember, but anyway, salvation isnt just a fire escape. I mean thats just about all people think of. They want to get saved so they wont go to hell and theyll go to heaven. Well, thats all part of it, but thats not the most important. The most important part is that god is with us here and now. And he can help us avoid all the pitfalls of life and my goodness, you know ive said over and over, im not a counselor, im not a marriage counselor but people call can they get into such horrible circumstances. Well, its because they evidently never understood that the answer to all of lifes dilemmas are right here in this book. Its all in here. And all we have to do is be obedient to the things of god and well avoid most of those, i wont say well avoid them all because after all were flesh and were human but we can avoid so much if we just understand our position as believers and when the lord said even in his earthly ministry, that he came to give us life and that we might have it how . More abundantly. And that holds. This is still his whole concept that we can have life. Eternal life. But even in the physical that we can have it more abundantly. So now verse 6, and he says, because you are sons sons of whom . Well, sons of god, were result of our salvation. And since we are sons god. Now, i have to always point out that when it comes to the affairs of the spiritual, god is the one who precipitates all the action. We dont. You know i think ive mention that on our last trip home, i had opportunity to visit with an orthodox jew. And oh it was a thrilling experience, with his black robed clothes and everything and steeped in the law of moses of course. And my we just had a royal time and ill never forget that i brought him up in his memory to when israel stood on the shores of the red sea and i asked him, how much could they do . well, he just sort of looked blank. I said, nothing the Egyptian Army on the right. Obstacles on front of them. And did god say, well hurry up and do something . Build some rafts. Make some boats. Get out of this predicament. No. He didnt even tell them to get down and go through gyrations and rituals and all this. All he saiwas what . Stand still. Dont do anything and wait for the power of god. And what happened . The red sea opened up and he led them through. Now you see, its the same way today. People try to do this and they work and they attempt and they want to keep the commandments and they want to do, do, do and god keeps saying, stand still. dont do anything but believe. See . Believe thats its all been done. All right, so here again, because of our position now after believing faith, god the action. God hath sent forth not the son, now were not talking about the cross but . He hath sent forth the what . . The spirit. The holy spirit of promise. And he hath sent forth the spirit of his son into your hearts not into your denomination, necessarily; not into your church building. In other words, you dont pick up the spirit when you walk through the door on sunday morning. The spirit is in the heart of every believer. And so he that sent forth the spirit of his son into your hearts crying that is we cry through the unction of the holy spirit, what . abba, father. Now we have that full privilege of approaching god as our heavenly father. The unsaved world cant do that. Oh they can, but they by it, but you and i as believers can come right into the throne room now and we can call him father. As paul teaches, we can co with all of our petitions. Nothing withheld. Not on our merit but because of that finished work of the cross. So here we have our position now as born ones, because of our salvation and then immediately god does the doing by sending forth the spirit of his n in to our hearts and in response to that now then, through the leading and the guiding of the holy spirit, we have every right in the world to call him abba, father. Now look at verse 7. Wherefore. You know ive pointed out how many times paul likes to use that word. I dont think you ever find that word in peters preaching or even in the lords ministry but oh paul uses it over and over and over. Why . Because pauls is a is constantly building and so when hes covered this ground he says, wherefore or therefore and then hell go a little further and hell stop and hell say. wherefore, therefore well, heres another one. See . Now then, because of all thats hes unveiled in these previous chapters, wherefore thou art no more a servant or a slave. Youre not even a little child thats under tutors. But a what . but a son. A full blown son, in full partnership with the i did this in the last never forget one of the first times we went to a few years and our first time there so iris of course, had a lot of souvenirs to pick up for friends and relatives, and so she waited until we got to this one huge souvenir store and there were very few, in fact i dt think customers in there that day, were there . We were the only ones. We were all alone. And here was this little twelve or thirteenyearold boy behind the counter and iris had all of her stuff collected and so they started adding it up. And she begins to bargain. Now ill tell you what, shes the worlds best. And she begins to bargain. And to bargain. And to bargain. And boy, she kept bringing that kid down and bringing him down and finally he just put his hand on the counter and he says, thats it. Well, i could tell that the father was sitting over there in a little anteroom through a door and so while i was seeing all of this go on and i was getting amused. I mean amused so i go back to the old gentleman, and i said, do you speak english . and he said, oh yeah. i said, do you let that little fellow do that . you know what his answer was . He says, hes never lo ast dime yet. see. He knew what he was doing. He had become a full partner in the business. And the father just let him go, against a pretty good bargainer. And so here it is. Were no more a little kid under tutors, now as believers; we are in a full blown position as the final tutored son of these parents. All right, wherefore, youre no more a servant or a slave, or a son still being tutored but a son, a full heir, see . and if a son and if youre in that place of maturity that adoption has placed you, . If youre a son then youre an heir. Oh my goodness imagine how many young people just almost revel at the fact that theyre an heir of some wealthy, rich grandfather and theyre probably almost waitin consciously for the old gentleman to pass on so that they can cash in on all of his wealth. Because they know eyre an heir. Well hey; weve got something far better. Weve got something far better i dont have a rich uncle. I dont have anybody that i can wait to die. But, oh listen, i can be anticipating this one because i am a jointheir; you as a believer are a jointheir with god himself okay, come back to romans chapter 8. Now this isnt a slip of pauls pen. Oh, he says it over and over, you know, this is part and parcel of pauline doctrine and here it is in romans. See, i like to use more than one portion because you know, ive accused people sometime, you build all your doctrine on one or two verses. Hey, listen theresnt any thinner ice in all the world that to do Something Like that. And thatwhy i scripture as possible. This wasnt just a unique point in pauls writing, it fits Everything Else that hes written. Romans chapter 8 verse 14. Romans 8 verse 14, for as many in other words, he could just as well have said, for a of you. who are led by the spirit of god. Now listen thats exclusivist. You remember, i told you one time, i get a kick out of the biblical archeology review letters to the editor because some of these people write in and they condemn people for being exclusivist. Well of course, were exclusivist because the bible is. The bible is and whats it excluding here . Lost people are not led by the holy spirit. Theyre out there on their own under the power of the god of this world. But believers believers are led by the spirit of god. Thats one of the indications that we a letter the other day and it was a good question. I dont mind it a bit. How can i know that im truly saved . Its a good question. Well, i wrote back, im sure i answered that question by now, i wrote back there are several ways, but number one do you have a hunger for the word of god. If not, i doubt if theres any true salvation because it just follows like daylight following dark that when we become a child of god we hunger after his word. Number two do you enjoy being with gods people . If you dont then theres something wrong and i would reexamine my socalled salvation experience. And, do you enjoy prayer time. Do you enjoy taking your needs to the lord. If not, i doubt if theres any relationship there. But, its a thing of the heart and i cant look on the heart nor can anyone else, and i think its peter who wrote, make your call and election sure. well, what does he mean by that . Dont work a little harder but just simply on the light of scripture examine yourself. Are you just depending on something that you have done . Or are you depending on a solid faith in the gospel, wherein the power of god has been exercised . And when that happens here it comes, as we saw in galatians and now here in romans, the holy spirit comes into our life and he begins to lead and guide and direct to the place where we dont have to have rules and regulations, the spirit does that. All right, now here again, so if were led by the spirit of god, then we are the sons or the born ones of god. Thats one of the proofs of the pudding. Now verse 15, for he says, as a believer now, thats who hes talking to . For you have not received the what . fear. See, believers dont have to walk around in constant fear. Oh, we have respect for god, we revere him. But we dont have to fear him, because we know he loves us. In fact, ill never forget, i think i mentioned it on the program a long time ago. Somebody sent me a tape with their pastors sunday morning sermon and i learn a bunch from it. And that was that in john chapter 11 where jesus was dealing with martha and mary and lazarus, all through that chapter it wasnt how much lazarus and mary loved jesus but what was it . How much he loved them. And it was an eyeopener. And see this is what people have to realize. It isnt dependent on how much i love him, although were certainly going to love him. But you see, the thing thats important is thawe realize how much he loves us. Enough to die for us. All right,ow then, when we have that kind of a salvion, the holy spirit bears witness with our spirit that we are the children of god. Now do you see how that flies in the face of these people that say, well you can never really know. Oh, you can hope so. Try. Do the best you can. But youll never really know. Thats not what my bible says. My bible makes it so plain, and mines no different than anybody elses but it make it so plain that we can know that we have passed from death unto life. And here is another one. Its the witness of the holy spirit that we have that salvation. We have the fact that we are have the fact that we are the children of god. Now verse 17, is what i came for. Verse 17. Ad if were children if were true sons of god by virtue what are we . heirs. Heirs, not of some rich grandfather. Not of some Corporation President with millions and millions of shares. Oh, but weve got something far greater. We are heirs of god. See that . Just exactly like he said in galatians. We are heirs of god and now to bring it even tighter we are jointheirs with jesus christ. Now listen i dont have to tell adults like you what it is to be a jointheir. If any of you own a home or you own property, and both of you are owners, what are you . Youre joint heirs. You both have rights to that property. If one of you passes off the scene the property belongs to the one thats left behind regardless of which one goes first. All right, now the whole concept of parcel of that christian experience. That we are heirs of god because we are jointheirs with jesus christ and of course, that may mean that we will suffer with him and we may also experience that glorification with him. All right back to galatians once again. So verse 7, in completeagreement with romans 8. Wherefore, thou art no more a slave but a son a one, in full heirship an heir of god through christ. Now verse 8. Howbeit then, when you knew not god, you did service unto them who by nature are no or not gods. Now ive stressed especially since our time spring, that as we retraced so much of the area that the apostle raul labored in and we say the gross idolatry, the gross mythology of all these places where paul earned his converts and how the man must have been constantly subjected to all the immorality of that ancient world. Its beyond me. And yet he never slowed down. He never stopped proclaiming the gospel and out of that gross, immoral pagan world, oh he got trophies for gods grace. And i was just explaining this to somebody sunday afternoon. We had a group of college kids, and oh, they had a list of questions that long. And one of the points i made was now isnt it amazing that these new converts of all the license and the immorality of the pagan worship of gods and goddesses. Came into a salvation experience and almost immediately had to be martyred for their faith. Now think of that. They hadnt been saturated for 50 years in christianity like you and i have. But even as new believers just recently saved out of all that background and they died for their faith. They didnt go back into their paganism. I would think it would have been awful easy to do. But you see, if you look at that and then compare that with christianity today, how many professing christians today even after having been, what shall i say, taught and tutored for 25, 30, 40 years, if that kind of persecution came, that their life was on the line, how many would stay with it . You ask yourself, morning when youre sitting in church and i dont care what church youre sitting in and i can do the same thing with mine, you look out over that congregation. How many if all of a sudden a heavy hand of persecution would fall, and we would have to literally give up our life for our faith, how many of that congregation would go with us . I think wed be kind of surprised. But you see, this is what paul is talking about, that all of his converts, not only in galatia but up in philippi, thessalonica, berea, athens, corinth, rome any place that paul ministered and had these converts out of paganism; they immediately came under the pressure of persecution. We covered that when we were back in the corinthian letters. This is the main reason he didnt really encourage marriage because its so much easier to die for your faith if youre single than worry about. That was his only reason, but here look at it. When you knew not god they were steeped in pagan darkness you did service see they worshipped these pagan gods who by nature when you boil everything down they werent gods at all, they were nothing but a piece of wood or stone. Oh but verse 9 heres another one of mfavorite words. But, see . But theyre no longer in that paganism. Theyre no longer worshipping wood and stone, but now, after you have known god or rather even better yet we could say, youre known of god. God knows them personally now because theyre his. Theyre his children. Now then, he says, if you are in such a glorified what he calls the law and legalism why or how turn you again to the weak and beggarly elements . Now what does it mean to be beggarly . Well just exactly what the word implies. Its to be just sort of groveling and just begging for mercy and thats all these things were, they were beggarly. And they were weak and they had absolutely no power to lift these people out of their bondage and out of their paganism. Then why turn back to something thats no good . Now weve been studying the book of hebrews, i think in our muskogee class on saturday night and all through the book of hebrews, whats the comparison . The things that were good, and they were. But oh, now were got things that are what . Better thousand times responding, why oh why, when youve had it so good. Your feet had been planted on something solid, youre an heir with god, you have the holy spirit to direct you, the why turn back to that which is beggarly. Well, whats he talking about . The law. Legalism. And legalism is beggarly. It is a dust groveling system. And if only people could see that. Legalism is just putting people literally crawling in the dust and begging that somehow i can make it. Oh, you know, i had quite an experience in indiana. Just before we left, i had the sweetest letter from a dear lady who had come out of some of the most rigid religious background. I wont even name it. And how the grace of our message. And i had no idea, because she was clear from pennsylvania and so i was sharing somef the points of the letter with my crowd in indiana and lo and behold, who should walk up at break time but this lady i said, youve come clear from pennsylvania . and oh you now you talk about somebody that was effervescent to be living in such freedom and such grace shell probably hear this some where down the road. Shell know who im talking about, but listen, this is just the opposite of what the galatians were doing. The galatians were going back into the stuff, if i may call it that. And they were giving up their freedom and their joy. And letting themselves get wrapped up again in legalism and lawkeeping and he says, how . Paul to again be in bondage . It is hard to understand isnt it . And yet thats the human race. Even tonight, today. The whole human race for the most part is just simply groveling in legalism and good works, trying to keep the commandments and not realizing that when christ died, he paiit all. You know, thats what the old song says isnt it . He paid it all. Oh, indeed he did and oh this is all im asking god to do is just to open the hearts of people that christ has paid it all. Announcer thank you for watching through the weekly bible study. If youwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwww announcer the following a paid announcement for the International Fellowship of christians and jews. Announcer youre jewish. One of gods chosen people. Isolated in a distant land. Youve managed to survive the holocaust, survive communism monthly pension must pay for medicine left for food or electricity or heat or clothes. But painful memories and you wonder, does anyone care . speaking russian i wish god would be merciful and take me because it is better to die than to live like this. Shalom. Im rabbi Yechiel Eckstein of the International Fellowship of christians and jews. Im standing here in the ukraine in the forr soviet union in an area called a shtetl. An old jewish village. Id like to show what happened to the Jewish Community in the past but even more importantly i would like to show you what the Jewish Community is like today in the former soviet union. I think you will be surprised. Announcer a 100 years ago russia was the center of the jewish world with 5 to 6 million jews living there. Although russias largest ethnic group, persecution. Then came the bolshevik revolution. Hoffman the soviets systematically destroyed any kind of base for religious affiliation. They closed synagogues. They closed jewish schools, sent rabbis and teachers to jail and prison. And tried to convert everyone to their brand of materialist atheism. Announcer then came the nazis. Between 1941 and 1945 soviet jews were savagely persecuted. Subjected to every possib pain and humiliation and murdered in mass executions. Eckstein this is babiyar outside of kiev here in the ukraine. One of hundreds of killing fields from world war iis holocaust throughout the former soviet union. There is a traditional memorial prayer of the dead that is recited when we come to visit this site. speaking hebrew remember those who died here. singing hebrew it was here in 1941 that in a period of five days over a hundred thousand jews were killed here by the nazis. Holocaust survivor they were all brought to babiyar and they were all undressed, everyone, and then they were killed. Imagine, a lot of people cant imagine. Managed to survive the nazis then suffered the post world war ii persecution, indoctrination and anti semitism of the communists. Jews were forbidden to practice their fai education and they lived in fear of the soviet people ridicule and beat them. Were victimized throughout this century. And now tragically, by the collapse of the soviet system itse. Right now, sacrifices are the order of the day. Governments dont have enough money to maintain social services. They a not paying pensions on time. Today an elderly person has to get along in ukraine on about 20 a month. And half of that has to go for rent and utilities. Eckstein this is bela. She lost her entire family in world war ii, in the holocaust, all 13 members of her family were lost. Todays wednesday and she tells me the last time she had a meal was sunday. She is elderly. She is alone. And she has no hope other than the hope we can bring to her. Hoffman the food box is our most basic form of aid. It has a number of basic flour, rice, sugar, canned fish, cooking oil and a few other items. This box is designed as a diet supplement. When the funds are available we would like to be able to provide a box on a monthly basis to the tens of thousands of those who are in need. Unfortunately, we are only able to deliver these boxes about two or three times a year to most of the needy. Eckstein these people have been waiting here all morning to receive their box of food that will help them through the month. They vitally need this to augment their diet. And we can make that possible for them. Most of us can help with a box for 15 that will help these people for a month. Wont you do that . Wont you help these poor jews . Donor these people are absolutely desperate. And we have to do something to help them or they are going to starve to death. The food boxes we provide hot meals three times a week to those jews here in the former soviet union who are in need. Your gift of 50 will help one person with a hot meal three times a week in addition to the monthly box. Or perhaps you can do more. Perhaps you can help more than one jew and for more than one month. Wont you consider it . Donor its their life, its whether or not they get its absolely vital to their life blood that they be helped. Eckstein its a scriptural mandate incumbent upon all of us that we extend help to those less fortunate than ourselves. This is made amply clear in jesus in the new testament as well. He stressed this obligation in the parable of the Good Samaritan and in other places that its our responsibility to help those who are in need. How much more so to the bela without the food baskets and the hot meals i would starve. It would be like it was for my father when the nazis captured him and starved him to death. Announcer living on ridiculously low pensions of 15 to 25 per month. They go without food medicine and the bare essentials of life. But through isaiah 58 you can change that. 15 will provide a food box packed full of staples to help them through the month. Joining our boxamonth club will provide a food box every month to an elderly jew who desperately needs it the most. For 50 you will provide three hot meals a week for a month in addition to a food x. What a blessing you can be to a jew who has suffered so much. What a witness you can be to the love of god for the scattered remnant of his people. Hagee the bible says in genesis 12, i will bless those who bless you and i will curse those who if you trace the pages of World History you will find that every man and every nation that blessed israel, god blessed that man and nation. And every man and nation that cursed israel god cursed that man and nation. Eckstein i founded the International Fellowship of christians and jews in 1983 and were based in chicago. I really did so because i felt that there was a need and continues to be a need for a bonding between christians and jews. Jews facilitating the rescue in china and sudan of christns who are trying to assert their rights to their faith. And we provide christians with a way in which they can bless the jewish people and israel by helping jews from the former soviet union, helping them with their food and medical needs. This is the ministry. This is the vision of the International Fellowship of speaking russian hoffman as a jew i am grateful for the aid provided by christians in america and other countries around the world. To our efforts to locate and help these hundreds of thousands of needy jews in the former soviet union. Without your help, without the help of others no o would know about them. No one would find them. No one would be able to help them. Maria there are lots of different religions here but none of them give help to us like christians and jews do. Announcer the nternational fellowship of christians and jews works through the joint distribution committee. An organization dedicated to helping those in the Jewish Community of the former soviet union. Together, they join hands and hearts through isaiah 58. Eckstein as isaiah says in chapter 58, and if you give yourself to the hungry and satisfy the desire of the afflicted then your light will rise in darkness and your gloom will become like midday. Overwhelmed by what i have seen. The poverty. The lack of medical care. I cant imagine myself having to live under those conditions. These people are destitute and they have got to have our support as christians. They have got to have our support and our prayers. singing hebrew Shalom Alechem donor this is the only food that they have. A bowl of soup and some other things that are provided by this ministry and its really been a blessing to be part of it. Announcer the inrnational fellowship of christians and jews launched isaiah 58 as a way for christians to bless derly jews living in shocking poverty without food, medicine or heat. You have an opportunity right now to reach out to this remnant people who are idesperate need. For only 15 you can provide items which will supplement the meals of one person foa whole month. Eckstein this is one of the main food box Distribution Centers here in kiev serving the area in the ukraine. As you can see this room is rather empty. We didnt contrive this situation. We didnt stage this scene. Sadly, there are more people in need of food and these food boxes than there are boxes to provide for them. But you can make that change. You can make this room filled up to the ceiling and around the walls with boxes. You can provide food and sustenance and joy to a jew here in the former soviet union. Announcer if you can, help more than one person. Or join the boxamonth club by pledging 15 or more month for the next year. The doors are now open to waited too long. Please call now. Eckstein whatever it is that god places on your heart. However you can see filling this warehouse with boxes. I sincerely and deeply hope that you will hear this call and respond to this need. Announcer a gift of 50 will provide both a food box and three hot meals a week for a month to one elderly jew. 100 will provide food for two people. And 200 for four people. Bela now, three times a week i get hot meals from the jewish organization. It is all i get to eat. Announcer when you call, you will receive an isaiah 58 prayer packet with pictures and information on individuals being helped by the program. Become a partner in isaiah 58 now. Many jewish lives can and will be saved or rescued by what you do. Robertson now more than its important for christians and jews to build bridges of cooperation and understanding between our faith communities. This m is doing a noble work worthy of our support and understanding. And i hope that every friend i have out there right now will make this work and this fellowship a part of your donor they are not feeling sorry for themselves. speaking russian needy jew my husband and i wake up early in the morning each day before 6am to be the first ones on the street to collect empty bottles. Donor there was a time in eir life when they were successful, they were good responsible citizens and you know in a wink of an eye that was taken away from them. Russian jew in the current Economic Conditions it is a problem to find anyone to buy the bottles fficult but i am not lazy. Hoffman from day to day the elderly dont have any idea what things are going to cost. They have to live on a fixed pension but prices keep changing. Prices keep rising. This takes a terrible toll on the health, on the morale, on the general physical well being of the elderly. Shengl it is very difficulto live on the pension they give. It is not enough to li on. I have received a warning that they will cut off my electricity. I have no money so they will just have to cut it off. speaking russian eckstein i am here with chava. Chava has to make a decision that i wouldnt wish on anyone and she has to make it almost every single day. speaking russian chava i must take my part of my pension. I must pay for all of these medicines. For my lungs, my heart and my foot. Eckstein chava has to decide between these pills to help her breathe because she has bronchitis, between that and food. As you can see she is bed ridden and she has a very bad heart condition. And this medicine alone keeps her able to breathe and it costs one third of her monthly pension. Chava after i pay for all of my medicines i have no money for food or for anything else. Eckstein we try to help people like chava not have to make that kind of decision. And so we bring her food. We try to provide people like chava a package once a month to help supplement meals during the week. And, secondly the meals on Wheels Program that brings hot meal three times a week. The more funds that are available, the more hot meals brought to her, more packages and the more people like chava will be able to be served as well. Announcer the nternational fellowship of christians and jews has launched isaiah 58 to mobilize christians to join their jewish brothers and sisters. Donor i just have to say that as a gentile i am so blessed to be a part of helping the jewish people in this country. It is the most wonderful experience that has every happened to me. Announcer together, we are fulfilling the divine call to provide aid and comfort to over 500,000 jews living in shocking poverty in the former soviet union. Donor so much joy could be brought for so little. And if people back home could realize how much could be accomplished with just so little, it would be so unreal. Announcer through isaiah 58 you can begin to repair the effects of decades of deprivation, antisemitism and brutality. 15 provides a food box that will mean so much to someone who cannot afford food. For 50, in addition to the food box, you can provide three hot meals a week for a month to an elderly jew. Hagee paul said in the book of romans, if you, gentiles, have received from the jewish people their spiritual things you owe it to them to minister to them in material things. Boone soviet jews have faced persecution after persecution for centuries. But the situation that they face today is an especially dangerouone. As christians, we are not going to have any excuse if we just and idly by watching history repeat itself. Bela the people in ukraine who dont like jewish people, who hate jewish people they call us zhid. Black people are called niger. Its like that, its the same. Eckstein the bible teaches us in isaiah chapter 58 speaking hebrew from your flesh and blood you shall not avert your eyes. My friends, we dare not avert our eyes from seeing the suffering and the pain of the jews in the former soviet union and knowing that we could do something aut it. Donor im a street boy. I left home when i was 12 years old. And i know pain when i see it when i look at peoples eyes in the street and i see a lot of pain there. Hoffman we see in every jew we meet here a potential lost relative. And it increases our motivation to want to help them because we think, there for grace of god go i these people need to be fed hot meals. The monthly box just simply is not enough. Eckstein imagine what it not to have food. To be home bound. Not to have any family members that you can turn to and suddenly three times a week someone comes in, an angel, comes in with food. This is what we call in the states the meals on Wheels Program that is administered throughout the former soviet union thanks to your help. And thanks to volunteers who give of themselves and of their time and of their energy and their love toelp the elderly jews who have no one else to help them. Donor the people that are doing this program are just touching the surface when they tell you how wonderful it is to be able to feed the hungry. Because thats what we are doing, were literally feeding the hungry. Eckstein your gift of 50 will help one person with a hot meal three times a week in addition to the monthly box. Shengl there is no way this food. It is like the angels arriving every time this food arrives. Eckstein this is shengl. And as you can see she just received her food for today and this food has to last her for two days. Shengl just had a stroke a few months ago. And she was telling me that she had to make the decision between food and the medicine that she needs to take. In fact, she cried to me just a few moments ago saying she doesnt know how she could have lived and how she could go on without our help. Announcer christians are now able to comfort shengl and many others of gods chosen people by providing food boxes, meals through soup kitchens, and meals on wheels. Only 15 will provide a box of assord food staples to augment the diet of an elderly jew who cannot afford to buy food. Eckstein for only 50 a month you can provide a jew union, someone in need, someone hungry and alone with no one to care for with a meal like this though our meals on three times a week we will bring such a meal to a jew for a period of a month. For 50 you can help save a life. God teaches us in isaiah chapter 58 to divide our bread with the wont you share your blessings with those in need here in the former soviet union. Wont you divide your bread with those in ed here. Announcer when you call you will receive an isaiah 58 prayer packet with pictures and information on individuals being helped by the program. Become a partner in isaiah 58 now. Robertson i believe a blessing has been ordained by god for those who bless abraham and the descendants of abraham through isaac and through jacob and all the way to the current nation of israel. Hagee you will discover the prosperity of the lord. You will discover gods favor and a peace in your heart that only god can put there knowing that you have done a mitzvah, a divine something, that blesses the heart of god. Falwell that is why i believe in the work of the International Fellowship of christians and jews. It is exemplary of the kind of cooperation which is need between both communities of faith. Needy jew now nonjews are coming to help us again. Tell this righteous people thank you. Needy jew thank you for bringing me the food box. In the ukraine now things are ba we need food. Needy jew food is a very big problem for me. I couldnt live without this food. Thank you. Thank you. Hoffman it gives us great satisfaction today to see so many of these things coming to fruition, so many of these people helped. Together, we have all made a difference in the lives of these people, in the lives also, of the jewish communities now reviving, now coming back to life in the former soviet union. speaking russian eckstein this is maria. She is 88 years old and alone. And i think you can understand her in whatever language it is and its russian. Maria is thanking me on behalf of all those here in the former soviet union who are helping people like her with food and with medical needs. People like her who are alone who have no one else to help them. And i pass that thanks on to heart if you havent done so already to pick up the phone and make a call to help people like maria and thousands of others like her. For 50 you can provide three hot meals a week for a month, as well as a food box to people like maria. Donor i never met more wonder people in my life than them. They are so grateful that we as americans came over here and showed them that we love them too. It overwhelmed them but it overwhelmed us more. Maria tell americans that they are the best. Thank you for the great help to us jews here. Now jews dont feel ignored but we feel important too. Donor they think they were privileged but we know we were. Because of who they are. Them and i cant say enough about how desperate their need is. speaking russian holocaust survivor they were all undressed and then they were killed. Hoffman we have the infrastructure, we have the organizations. We know where the needy jews are. Weve located over 170,000. What we are lacking today are the funds to keep this going. Donor you know in our scriptures it says, to whom much is given, much is required. And, anybody who has a home, or a job, or a family and those things have not been taken from them, then id like to have them know that what we do. Eckstein wont you call right now while its on your heart . The bible says those who bless his people israel will themselves receive gods blessing. Donor he says we will be blessed when we bless them. And, oh, weve been so blessed. Eckstein wont you now receive gods blessing. Feed the hungry, clothe the naked, not avert your eyes from our own flesh and blood. The jewish people who have suffered and endured so much in this century here in the former soviet union, wont you make the call . Wont you help them now and be blessed . Donor im a christian and im here to love you and im here to help you and im here to do for you. You see their eyes light up. To know that im a christian and doing part of gods work in helping the jews. Announcer for only 15 you caprovide a food box of staple items, which will supplement the meals of one person for a whole month. For 50 in addition to the food box you can provide three hot meals a week for a month for one person. Or 100 for two needy people. By pledging 15 or more a month you will join our box a and supply a box of food every month to an elderly jew in the former soviet union who might not otherwise have food to eat. Donor im talking to christians in particular that we do our part. The jewish people know we love them. And they need us most now. Announcer when you call you will receive an isaiah 58 prayer packet being helped by the program. Become a partner in isaiah 58 can there be any greater blessing you can give to one of gods chosen people . Please, call the number on your screen now. Eckstein from the former soviet uon, on behalf of maria, and the tens of thousands of others whom you e helping, thank you, spaceba, todah rabah and shalom. This is rabbi Yechiel Eckstein. Announcer this program was paid for by the friends and supporters of isaiah 58. male narrator our world is changing, and that shift is not for the better. In a time when Current Events show a culture clashing with gods word, dr. David jeremiah has a message of hope for the future, should respond to ourhanging society. Join dr. David jeremiah for his series, i never thought id see the day. Announcer the following is a paid presentation for lifelock, the best identitytheft protection available. Identity theft is the Fastest Growing crime in america. I started getting phone calls from credit collection companies. Youve opened an account here and here and here. They wanted payment. And it was payment for things that i did not do. I was hit with 12 Different Cases of Identity Theft within three days. How did somebody get ahold of my identity and become me . You see those movies abou Identity Theft and, you know, someone living an alternate life and taking over, and i was scared. She had my home address, she had Social Security number, and she was able to make a purchase for 8,000. Someone got ahold of my drivers license number and obtained tkets pretending to be me, giving my information to the police officer. My employer told me that i had seven days to clear it up or i would be unemployed. I had to prove that i was innocent because, to them, im looking guilty as if i have something to hide. In my early days with the fbi, the crooks would go into a bank with sunglasses and a hat, rob the bank, theyd probably get caught, face 10 years in prison. Now they steal our identities. Announcer 1 in 4 people have experienced Identity Theft. Your age and your income dont mattero identity thieves. Just having a Social Security number makes you a target. Crime is changing. Criminals have moved into cyber crime because they know the risks low to them and the payoff is much higher. Announcer over 100 million americans have had their personal data exposed, and fraud every 2 seconds. Were all vulnerable to Identity Theft, unfortunately. For savvy consumers who really want to safeguard their overall Financial Wellbeing, you have to be proactive and take steps to guard against this problem. Announcer in the digital age, our information is everywhere, making us all more vulnerable to Identity Theft. Thats why millions of people have become members of lifelock. Its the best identitytheft protection available. It was a very empowering experience for me to have lifelock on my side. Theyre helping protect my accounts and my Social Security number. Lifelock made it so i can go back to my life. I feel safe. Lifelocks there. I dont need to worry about this now. I cant tell you how happy that made me. Announcer stay tuned and meet top experts in the field of Identity Theft. Learn some of the tricks identity thieves do to steal your personal information. So this is how easy it is to skim this card. Announcer and learn more and helps otect you from Identity Theft. Detecting fraud is a lot like squeezing jello. As soon as you stop it at one place, it squirts out somewhere else. And weve really devoted the last decade of our research specifically to Identity Fraud protection. Announcer find out more about what a lifelock membership means to y and meet some of the lifelock Identity Protection agents ready to answer your questions, to help resolve identitytheft problems, and to keep watch over your private information. You have this whole team of people on your side, and you know that you dont have to go it alone. I dont know what i would have done without lifock. When i first got the alert from lifelock, my reaction was actually, ha ha, i got you. Since id been alerted and lifelock was helping me resolve the issue, whoever was doing that wasnt going to be able to benefit. I was a victim Identity Theft, and it wasnt fun. I was on my own. I had no idea what to do. And it was a terrible feeling. But it wasnt as bad as when it happened to my daughter, who was somebody had stole her Social Security number. I was furious. I was concerned about her future. And so i contacted lifelock because i had heard about them. I looked into what they offer, and it was the best thing i ever did. Announcer now lets join lifelock member tom jourden to learn more about Identity Theft, the Fastest Growing crime in america. With tom is former fbi agent and renowned speaker jeff lanza, an expert in fraud, cyber crime, and Identity Theft. Jeff, thanks for being here. Youre welcome. You know, 10 years ago, i didnt even think about Identity Theft, but then, unfortunately, i became a victim. And now we hear that its the Fastest Growing crime in america. Why is that . A couple of reasons why its the Fastest Growing crime in america number one, its easy to commit, and the bad guys know that. The second reason is, its very lucrative. So once they get your information, especially your Social Security number, then cash, to monetize that information. And once that happens, the victim is left with a lot of problems. I think most people think if they have a problem, their bank or Credit Card Company will just take care of it for them, right . Well, it depends on what the problem is. If the problem is credit card fraud, someone used your existing credit card number or cloned your card, yeah, the bank will take care of that. But thats just one part of the problem of Identity Theft. Theres a much broader problem, and that is when someone steals your identity entirely. Theyve got your i. D. , theyve got your Social Security numbe they apply for these accounts in your name. You dont even know its happening. U may not figure it out until you get a call from a bill collector, a Credit Card Company that says yore past due on a credit card that you dont even know you had. So when youre on your own, youre kind of just blind that this is happening cause theres no one out there looking out for you. Thats exactly right. You know, we have our jobs, we have our family, we have our life. Do you want to take hours out of your day, maybe for days and weeks at a time, to try to figure out how to correct the problems that the identity thief caused . If you were gonna do all that, i would take or even where you would begin to do that. You dont have the technology to do that. So, in general, the advice you would give what can we do to protect ourselves . The earlier Identity Theft gets detected, the sooner you can address the issues and stop it from getting worse, and thats where lifelock comes in. They deal with this every day. When jennifer learned a fraudulent account was opened in her name, she thought she could easily deal with it on her own. So here i am trying to call and prove that im the real jennifer, and they just dont believe me. I probably talked to six or seven people. Each time id have to repeat my story. I did not sign up for this credit card. I dont owe you any money. That person says, well, i cant help you, but let me transfer you to this person, and its just so aggravating. Its like, just send me to the right person. I almost got to the point where i was like, let me pay for this 400 and just close the account and lets be done, but the thing is, there were other credit cards out there. You just dont know how deep it goes. When my lifelock agent got involved, somehow she knew exactly who to talk to. She knew exactly who to talk to. And she helped me take care of it. We work, shop, even pay bills almost anywhere. Its great, but it can also make us more vulnerable to Identity Theft. Jim stickley is paid to think like a hacker. Hes been featured on investigative reports revealing where were the most vulnerable to cyber crime. No one thinks theyre gonna fall victim to Identity Theft, but check this out. In a caf\ like this, you know, people have this idea that theyre safe when theyre online. They feel its being provided by the local caf\ here, so it should be safe. The reality is, though, that Something Like this this is a wifi device can be brought to a local caf\, set up right here in front of people without them even knowing it, and instead of them connecting to the wifi in the organization, theyll be connecting to this wifi device instead. What if they type in log credentials . Ive got them. If they type in a password, ive got it. If they pe in credit card information, ill get that, as well. All of this information can be then they can use that information to commit Identity Theft. I do these scams to show people whats going on out there. Criminals are continually finding new ways to rip people off. And the bottom line is, you need somebody in your court. Thats why lifelock makes so much sense. These real lifelock members all volunteered to share their experience in this show. Stay tuned to hear more true stories, learn more about how identity thieves work, and find out how lifelock can help protect your identity. Announcer Identity Theft is the Fastest Growing crime in america. Are you at risk . You could be if you bank or shop online, have Health Insurance or fill out medical forms, if you have a smartphone or use public wifi, even if you file your taxes online. No matter how careful you are, your Social Security number and your other personal information is out there out of your control. Just detecting the problem is not enough. How do you resolve an issue if i signed up for lifelock. We have someone in our corner to help fight that fight. Announcer a lifelock membership means you have a whole team of lifelock identityprotection agents ready tonswer your questions, resolve identitytheft problems, and to keep watch for threats to your identity by monitoring more than a trillion data points a day. Thats why millions of people have become members of lifelock. Its the best identitytheft protection available. The minute you become a lifelock member, you have exclusive membersonly protection services, including 24 7 access to u. S. Based identityprotection agents, real people with experience and identityprotection knowledge to answer your questions, proprietary lifelock identity monitoring with a technology that detects threats to your identity, plus dedicated lifelock Restoration Specialists to immediately get on the case if your identity is ever stolen and to work with you to set things right, all backed by our 1 Million Total Service every lifelock membership comes with a 1 Million Total Service guarantee. That means if your identity is ever slen, lifelock will spend up to 1 million on experts to help set things right. Announcer lifelock memberships start at only 9. 99 per month. And listen to this. Through this special tv offer, when you call right now, you can get your first month free. Youll get 24 7 access to u. S. Based identityprotection agents, proprietary lifelock idtity monitoring, dedicated lifelock Restoration Specialists, the 1 Million Total Service guarantee, and so much more. I feel like not having lifelock is kind of like not wearing a seatbelt in a car. Why would you do it . Announcer join in minutes. Protection starts immediately. Use promo code free to get the first month of your lifelock membership free. As an extra bonus, call right now and get this document shredder a 29 value as our gift. So dont wait until someone uses get your first month free when you become a member today. With memberships starting at only 9. 99 per month, there is a plan for everyone. With lifelock, i wanted to have somebody on my side who was helping us be proactive and protect our identity. Announcer or visit golifelock. Com. Use promo code free to get yourirst month free, and a free shredder with annual membership. Join now. Protection starts in minutes. So, you mht think that your credit card is safe if it never leaves your sight, but the reality is, the wrong hands, all it takes is a second for it to be stolen. Thatll be 7. 49. Reat. Skimming is when a criminal will take your credit card and theyll run it through a device. So, this is how easy it is to skim this card. Sorry about that. And then that device is gonna record everything that was on your card. Information to go out and shop online or even make their own credit cards to make purchases in the next store they go to. I do these scams to show people whats going on out there. Criminals are continually finding new ways to rip people off. Its something thats out of control. I cant protect my identity all the time with everything that i do. Bad people are gonna get your information whether you want them tor not. I have really a teammate in lifelock knowing that theyre keeping an eye out for things, things that i couldnt do myself, and having them on my si, and it really is that [sighs] i can just relax and take one wry off my plate. The Technology Behind cyber crime is extensive, but what about lifelocks technology to protect you . Well, dr. Stephen coggeshall, lifelocks chief analytics and science officer, is here to explain how lifelocks proprietary technology is helping fight Identity Fraud. Dr. Coggesll, thanks for being here. My pleasure. Tell me about lifelocks proprietary technology. Things. And what we do is really cool. We go to our more than a trillion Data Elements in our data bank. Well look at all the other things its connected to in the world, all the other applications we see, we look at whats going on at the address, has anybody else used that Social Security number, is there something strange about that email . And we gather all that information together and put it through some pretty complicated mathematical formulas, and we come up with a probability scor the likelihood that thats a fraud attempt. And then you alert me as a lifelock customer if you see something out of the ordinary . Thats correct. If a member gets an alert, they have the opportunity to say, oh, yeah, thats me. But if its not them, if theyre sitting home watching tv and they get one of these alerts, they can press a button and contact lifelock, and we start the process of shutting that fraud attempt down. Lifelock started from the very beginning specifically to protect our members from Identity Fraud. Thats our reason for existence. My cellphone goes off at just past 6 00 a. M. And its a text alert from lifelock. Someone attempted to use my name and Social Security number to they filled out an Application Online with a 10,000 limit. Lifelock caught itnotified me, and we were able to stop that credit card from ever being issued because we caught it early enough in the processing phase. When your identitys been stolen, you want a knowledgeable, trusted friend on your side to get you out of the mess, and this is the big difference between monitoring your own credit and lifelock. A lifelock membership means you have a whole team of identityprotection agents ready to watch for threats to your identity, to answer your questions, and to help resolve identitytheft problems. Lifelock memrs like me get a dedicated agent based right here in the u. S. To help resolve any threats to your identity. Meet identityprotection agents daniel, pua, and sarah. Theyre part of a team of agents who address identity threats and help lifelock members if an Identity Theft occurs. What happens when a member gets an alert . I mean, when do you get involved, and how does that work . That it was not them, that they believe its Identity Theft, is when we get started. Then youll speak to somebody like me, and ill call you and ill assist you through the whole process. We know who to call, what documents are needed, and we get it done much quicker than a member ever could on their own. I know the questions to ask, i know the people to talk to, i know the numbers to call, and i can make it just so much easier for you. And im also willing to stay on hold for you if you need. Wait a minute. Say that again . Yeah, im willing to stay on hold as long as it takes on your behalf if necessary. cause that is the worst part staying on hold. It is. [ chuckles ] but im happy to do it. Youre happy to do it . Yes. I am. Now, sarah, i know that you are a veteran. You, i assume, work with a lot of veterans and people in the armed services. I do. Up until a couple years ago, Social Security number was on identification cards. Its sad that people fighting for our country have to worry about that, but we are more than happy to help and see them through it, to carry the burden, the mission, and thats why i love what we do. And when you go home, sarah, at the end of the day, wt makes you say, that was a good day . I love when i close a case. I love it. And every time i close one and i cant wait to call my member, it really is just gratifying knowing that taking the burden and helping them through the process and being able to make that phone call, hey, your case is closed is priceless. I love it. Whats impresd me most about lifelock is theyre also gonna be there to help you afterwards if something happens. The credit monitoring agencies, theyre just gonna go, no, you had an issue. Its on you. Whereas lifelo says, let us help you. Every single time the lifelock agent, if weve had to stay on the phone too long with the other company, the agent will always say, let me take this, angela. Ill call you back when i get them back. And i just feel like they respected my time and me. They know everything that theres no way i could know. I dont have to think about, i turn it over to lifelock, and theyll help me. Announcer Identity Theft is the Fastest Growing crime in america. Are you at risk . You could be if you bank or shop online, have Health Insurance or fill out medical forms, if you have a smartphone or use public wifi, even if you file your taxeonline. No matter how careful you are, your Social Security number and your other personal information is out there out of your control. Just detecting the problem is not enough. How do you resolve an issue if you have one . I signed up for lifelock. We have someone in our corner to help fight that fight. Announcer a lifelock membership means you have a whole team of lifelock identityprotection agents ready to answer your questions, resolve identitytheft problems, and to keep watch for threats to your identity by monitoring more than a trillion data points a day. Thats why millions of people have become members of lifelock. Its the best identitytheft protection available. Member, you have exclusive membersonly protection services, including 24 7 access to u. S. Based identityprotection agents, real people with experience and identityprotection knowledge to answer your questions, proprietary lifelock identity monitoring with a technology that detects threats to your identity, plus dedicated lifelock Restoration Specialists to immediately get on the case if your identity is ever stolen and to work with you to set things right, all backed by our 1 Million Total Service guarantee. Every lifelock membership comes with a 1 million total rvice guarantee. That means if your identity is ever stolen, lifelock will spend up to 1 million on experts to help set things right. Announcer lifelock memberships start at only 9. 99 per month. And listen to this. Through this special tv offer, when you call right now, you can get your fir month free. Youll get 24 7 access to u. S. Based identityprotection identity monitoring, dedicated lifelock Restoration Specialists, the 1 Million Total Service guarantee, and so much more. I feel like not having lifelock is kind of like not wearing a seatbelt in a car. Why would you do it . Announcer join in minutes. Protection starts immediately. Use promo code free to get the first month of your lifelock membership free. As an extra bonus, call right now and get this document shredder a 29 value as our gift. So dont wait until someone uses your identity for their benefit. Get your first month free when you become a member today. With memberships starting at only 9. 99 per month, there is a plan for everyone. With lifelock, i wanted to have somebody on my side who was helping us be proactive and protect our identity. Announcer or visit golifelock. Com. Use promo code free to get your first month free, and a join now. Protection starts in minutes. Nearly 50 of American Adults have been affected by data breaches. If youre notified of a breach, youre nearly 6 times more likely to be a victim of Identity Fraud than those who are not notified. And once your information is out there, its out of your control. Thats why you need protection. You know, ive always heard of these data breaches at retailers. You always think it doesnt happen to you. And it did. My information, as well as that of many others, had been breached during a Christmas Shopping season by this major retailer. And thats when i said, i have to protect my family. I called lifelock. It was so simple, and i actually was kicking myself that i didnt do it earlier. Sometimes i even like hearing the ding, knowing theres an alert. Lifelock makes me feel safe knowing someone is concerned about my future and that of my children. You know, jeff, last time i this letter, and they offered me identitytheft protection. I mean, what do you think about that from the company that just got breached . Well, by the time you got the letter, its already days or weeks have gone by since the company even realized it happened, and they dont usually realize its happened until well after the breach has occurred. So the point is, its too late. I mean, youve already had your information out there. It could already be a big problem. The point of identitytheft protection is being proactive. Thats what lifelock does. It helps you figure out if someones trying to steal your identity, and then if it does happen, they help to rolve it. I went to the doctor, and they told me i got a letter that there was a breach and that my information may have been compromised. I was very relieved that i had already signed up for lifelock. So, heres one scam that criminals will do. Theyll buy an 800 phone number, which will actually forward to their cellphone, and then eyll call up and leave a voicemail to you telling you theres a problem with your banking account. Theyll leave that 800 number in hopes that youll call them back. Curity i. D. When you got your voicemail. So, once they answer the phone, the first thing theyre gonna want to do is theyre gonna want to verify that you are who you say you are. For security purposes, i just need to verify your Social Security number. People are very used to that, so theyll say, sure, my Social Security number is whatever it is, and just like that, they have that before people even have a chance to think, maybe i shouldnt have given that out. Yeah, no problem at all. You have a great day. Thank you. Byebye. And just like that, we have her Social Security number. Protecting your identity is a Smart Financial move. Personal finance expert, bestselling author, and journalist Lynnette Khalfanicox helps her clients with their financial portfolios. Heres what she had to say about identitytheft protection. You might be doing a lot of things right. You might be saving, planning for the future, investing. All of those things are great. But if you havent taken time to protect yourself against the risks thatre out there, the very real risk of Identity Theft, then you havent really secured your familys finances Identity Theft is a threat to your Financial Wellbeing because it not only affects your credit ring and impacts your ability to get loans, it could also hamper you in everyday life, and doing things like renting an apartment, getting a mortgage, or even gettg a job that you might need. The people who get financial help for any aspect of their lives, whether its taxes, whether its managing credit card debt, whether its planning for retirement, they actually tend to do a lot better in reaching their goals, and likewise, the people who have expert help to deal with the problem of Identity Theft, those folks also fare so much better because they have a team of experts who know the groundwork, who know what to do in a way that the typical person just doesnt know. Lifelock helps alert you about potential identitytheft problems, and that early alert is crucial because you can take action and do something immediately to prevent the problem from getting worse. Ive been a lifelock member imagine being without lifelock any more than i can imagine racing down a highway without a seatbelt. I mean, if somebody breaks into your house, you can get a new lock. If your car is stolen, you can get a new car. But you only have one identity. Youre not gonna be able to replace. So protect it with the best. When your identity is stolen, you just feel so violated and just so helpless. But knowing at you have lifelock, it just you have this whole team of people on your side, and you know that you dont have to go it alone. We feel protected, and we feel like theres almost like a blanket of security around us. Its just really great to know that they are there and we can call on them whenever we need it. I would compare lifelock to having that big older brother walking side by side with you on the first day of school so that him. Choosing lifelock to protect our identity was one of the best this is financial protection have. Its kind of like the people who say to me, uh, im too cashstrapped and i cant afford to save. I say, you cant afford not to save. Likewiseyou cant afford not to protect your Credit Health and your identity. The value of lifelock to me its priceless. Whats the value of your credit . Whats the value of your familys credit . Ive been attacked seven times since 2011. And each time, lifelock was there to help me. Im gonna be a lifelock member for life. What is more important than making sure the only you out there is you . Announcer Identity Theft is america. Are you at risk . You could be if you bank or shop online, have Health Insurance or fill out medical forms, if you have a smartphone or use public wifi, even if you file your taxes online. No matter how careful you are, your Social Security number and is out there out of your control. Just detecting the probl is not enough. How do you resolve an issue if you have one . I signed up for lifelock. We have someone in our corner to help fight that fight. Announcer a lifelock membership means you have a whole team of lifeck identityprotection agents ready to answer your questions, resolve identitytheft problems, and to keep watch for threats to your identity by monitoring more than a trillion data points a day. Thats why millions of people have become members of lifelock. Its the best identitytheft protection available. The minute you become a lifelock member, you have exclusive membersonly protection services, including 24 7 access to u. S. Based identityprotection agents, real people with experience and identityprotection knowledge to answer your questions, proprietary lifelock identity monitoring with a technology that detects threats to your identity, plus dedicated lifelock Restoration Specialists if your identity is ever stolen and to work with you to set things right, all backed by our 1 Million Total Service guarantee. Every lifelock membership comes with a 1 Million Total Service guarantee. That means if your identity is ever stolen, lifelock will spend up to 1 million on experts to help set things right. Announcer lifelock memberships start at only 9. 99 per month. And listen to this. Through this special tv offer, when you call right now, you can get your first month free. Youll get 24 7 access to u. S. Based identityprotection agents, proprietary lifelock identity monitoring, dedicated lifelock Restoration Specialists, the 1 Million Total Service guarantee, ando much more. I feel like not having lifelock is kind of like not wearing a seatbelt in a car. Why would you do it . Announcer join in minutes. Protection starts immediately. Use promo code free to get the first month of your lifelock membership free. Now and get this document shredder a 29 value as our gift. So dont wait until someone uses your identity for their benefit. Get your first month free when you become a member today. With memberships starting at only 9. 99 per month, there is a plan for everyone. With lifelock, i wanted to have somebody on my side who was helping us be proactive and protect our identity. Announcer or visit golifelock. Com. Use promo code free to get your first month free, and a free shredder with annual membership. Join now. Protection starts in minutes