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PYMNTS Intelligence data reveals a significant number of shoppers turn to BNPL to better manage cash flows and fortify credit scores.

For buy now, pay later (BNPL) applicants, PYMNTS Intelligence finds, interest rates are a key concern. By the Numbers The 2023 PYMNTS Intelligence report “The…

PYMNTS Intelligence finds interest rates are a key concern among consumers looking to use buy now, pay later (BNPL) options.

Retailers are seeing positive returns on their investments in embedded finance, integrating financial services into the shopping experience.

Consumers are turning to BNPL to improve their credit scores, which can drive better interest rates and generate consumer demand.

Many BNPL users alter their purchasing when the payment method is not available. PYMNTS Intelligence reveals millennials are the likeliest to buy cheaper items.

Affirm and Afterpay are reevaluating their loyalty strategies, shutting down their existing rewards programs as the industry shifts toward paid subscription models.

Many buy now, pay later (BNPL) users alter their purchasing when the payment method is not available, with PYMNTS Intelligence research revealing that…

FinTech platform Kashable has raised $25.6 million in a Series B round to expand its employer-based lending program and develop new financial wellness services.

About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. These consumers and others are considered to be…