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PYMNTS Intelligence data reveals a significant number of shoppers turn to BNPL to better manage cash flows and fortify credit scores.

For buy now, pay later (BNPL) applicants, PYMNTS Intelligence finds, interest rates are a key concern. By the Numbers The 2023 PYMNTS Intelligence report “The…

PYMNTS Intelligence finds interest rates are a key concern among consumers looking to use buy now, pay later (BNPL) options.

Retailers are seeing positive returns on their investments in embedded finance, integrating financial services into the shopping experience.

Many BNPL users alter their purchasing when the payment method is not available. PYMNTS Intelligence reveals millennials are the likeliest to buy cheaper items.

Affirm and Afterpay are reevaluating their loyalty strategies, shutting down their existing rewards programs as the industry shifts toward paid subscription models.

Many buy now, pay later (BNPL) users alter their purchasing when the payment method is not available, with PYMNTS Intelligence research revealing that…

While some reports predict holiday buy now, pay later (BNPL) use will lead to a debt hangover, PYMNTS Intelligence suggests such fears may be overblown.

Has emerged as a popular credit option, enabling consumers to make purchases immediately but pay for them in smaller installments over time. This flexibility…

The appeal of BNPL extends beyond flexible payment options. Other advantages: enabling a cash buffer and access to credit lines; boosting credit scores; and more.