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If you thought investing was all about finding the best stocks, mutual funds and other trending assets to put your money in, it’s time for a re-think. In a conversation with Moneycontrol, Pratik Oswal, Head, Passive Funds, Motilal Oswal AMC says that in the long run, what is more important is how investors manage their behaviour in the market– both in good and bad times.

It is raining offers and discounts and it’s difficult not to give into the temptation to buy the latest smartphone or an advanced home appliance. Online marketplaces also promise to make it easier for you to buy the products by rolling out schemes such as zero-cost EMI, buy-now-pay-later among others. However, it is wise to resist the temptation. To know more about the mistakes that people tend to make while shopping during festive seasons, Moneycontrol spoke to financial planner Pankaj Mathpa...

If you are a tax resident of India and have foreign assets, remember to disclose them in your income tax returns. Recently, a taxpayer learnt this the hard way after a penalty of Rs 30 lakh was imposed on her for failure to do so. In a conversation with Moneycontrol, Preeti Sharma, Partner, Global Employer Services at BDO India talks about how to disclose your foreign assets and how to rectify past non-reporting or misreporting of such assets.

OPD expenses broadly fall under three categories – doctor consultations, diagnostic tests and medicines. Not all health insurance products cover expenses related to all three. Read the fine print before zeroing down on the right policy for yourself

Investing in micro-cap stocks can offer potential rewards, but it also comes with several risks that investors should be aware of. Nirav Karkera, Head of Research at Fisdom, tells us about what the micro-cap valuations are hinting at and how funds can manage the risks in micro-cap funds. Listen in

Did you know that many insurance policies allow you the benefit of a complimentary health check-up once a year? Read on to learn about this and much more.

Home loan borrowers saddled with high interest rates could now find it easier to switch to lenders who offer cheaper loans. Reserve Bank of India (RBI) asked banks and non-banking finance companies (NBFC) to  clearly communicate the impact of any rate change on the EMIs and loan tenure. To understand RBI’s stance and the impact on borrowers in detail, Moneycontrol spoke to Vipul Patel, Founder, MortgageWorld, a loan consultancy firm. Listen in

If you thought investing in fixed deposits (FDs) was boring, think again. Today, many online investment platforms offer FDs for investment. One such platform is Stable Money which began offering FDs to its customers, beginning last month. In a conversation with Moneycontrol, Saurabh Jain, Co-Founder, Stable Money talks about FDs as an investment avenue. Listen in

A cumulative bonus is a reward that your health insurer offers you for every year of no claims, which comes in the form of a hike in your original base sum assured.

Investment advisors are well-qualified to analyse the financial conditions of clients and recommend investment opportunities. Moneycontrol spoke to Suresh Sadagopan, a SEBI-registered investment advisor, to discuss the role of an investment advisor. He also talked about how to select a good advisor and the impact of recent regulations on investment advisors. Listen in.