“Defi” Platforms Also, your eyes don’t deceive you: for my last idea about retirement investing, I included a discussion about blockchain-based platforms. With technology constantly accelerating, I would be remiss not to mention it as the blockchain could play a significant role in the years ahead. So, strap yourself in for possibly the most diverse discussion on retirement funds ever. Retirement Funds: Vanguard Target Retirement 2035 (VTTHX) Source: Casimiro PT / Shutterstock.com One of the best features of retirement funds is that it’s largely a hands-off process. And Vanguard Target Retirement 2035 Fund is one such retirement investing vehicle. Featuring a “target date” of 2035, Vanguard advises that the VTTHX is earmarked for those who are planning to retire between 2033 and 2037. If you’re an older Generation X member or a younger baby boomer, the VTTHX may be right for you.