It happened again this morning. I pressed my bank's smartphone app, and a warning message popped up. “Keep your data safe by updating to the newest app.” Bug fixes, hackers smarter than the programmers, and data breaches are reported all the time. I get similar messages when I go to my bank's website. I access the website a couple of times a month. Each time I log in, I get sent to the security page and am asked to download several “safety” measures. The programs I downloaded last time are no longer good enough for some reason.