Operator Good day and thank you for standing by. Welcome to the Bank of Hawaii Corporation First Quarter 2021 Earnings Conference Call. [Operator Instructions] I would now like to hand the conference over to one of your speakers today, Janelle Higa, Manager, Investor Relations. Ma'am, please go ahead. Janelle Higa -- Manager of Investor Relations Thank you, Michelle and good morning, good afternoon, everyone. Thank you for joining us today. On the call with me this morning is our Chairman, President and CEO, Peter Ho; our Chief Financial Officer, Dean Shigemura; and our Chief Risk Officer, Mary Sellers. Before we get started, let me remind you that today's conference call will contain some forward-looking statements. And while we believe our assumptions are reasonable, there are a variety of reasons, the actual results may differ materially from those projected.