Asbury Park Press New Jersey employers are digging into their pockets to jump-start the state's vaccination program, but they are stopping short of using one tool at their disposal: making employees get the shot. Among them are several banks that have taken big financial losses due to the pandemic and donated $265,000 to hospitals to support vaccine distribution. "We're going to encourage them all to (get vaccinated)," said Christopher Maher, chairman and chief executive officer of OceanFirst Financial Corp., a Toms River-based bank with 1,100 employees. "However, we do not anticipate requiring it." A vaccine that can bring the pandemic and economic pain to an end is within sight, but Maher and other New Jersey business owners and executives are facing an ethical dilemma, wondering how far they should go to get their workforce inoculated.