don't would be to be overleveraged. a lot of individuals, it's a very common question to think about it, not only do they have to worry about the taxes they pay. also, younger than 59 1/2, they have to pay the 10% penalty. i would say ride it out with your 401(k), or ira and have a good mix of investments. >> property might look good now. you're going to get hit big time on taxes and penalties. send an e-mail to cnn help desk@cnn.com. or logon to see more of our financial solutions. also pick up the latest issue of "money" magazine. [ man ] i'm a filthy rich executive.