income so next year when you ask this question, i'll have a financial house to put in order. paul writes, to be able to join the 50% of americans who don't pay any federal income tax. you want to read more on this, you might check out this blog, there are a lot of good ideas on it, cnn.com/cafferty file. >> very good ideas, jack. i know our viewers will be interested. we brought you a story yesterday and overnight this homeless man's life has now turned upside down, all thanks to his golden voice. standby. gecko: gd news sir, i jugot ae