places and you may need that flexibility. if you have bought a house, that's one element of flexibility that's taken away. you have three kids in the school system, then you're out of flexibility anyway. you might as well buy the house if you can afford it. look at other countries where they could not encourage home ownership the way we do structurally here in the united states, in canada, australia and great britain and germany. guess what? home ownership rates are as high or higher than they are in the united states. let the market find itself. if it's right for you, buy the house. but don't do it because someone is pitching you on it's the right thing to do. ali, you're going to stick around because i want know what you think is the most hazardous thing to your love life? >> you want me to answer that? >> i want you to answer that. >> probably me. >> i want to know. >> so far i've managed to control myself. but i'm going to tell you what the foolproof way is to stay in love. that's next. ring ring ring ring