sherry rigs who didn't vote because she was recovering from a heart attack. one point i want to make is this fits in with what you were saying and what you are about to be asked. medicate was expanded in o damma care. a lot of people who are lower income who wonder whether they are on medicaid or not. >> where are you from? >> florida. you want to give tax credits instead of insuring people. what if a person makes -- >> it's tax write offs to buy insurance. >> what if a person makes so little they don't have to pay taxes. will they still have access to the federal health care? >> that's what we are going to say here. the tax credit, the way we say refundable, you get it whether you pay taxes or not.