want to pay for coverage on their owns if they need it, those people will be able to buy skimpier plans, and those plans will be cheaper. you also have the wealthy outside of this issue of coverage, obama care levies a lot of taxes in order to pay to for a lot of this coverage expansion. and of course insure serious are also going to benefit to some extent, because interestingly this senate bill will stabilize the obamacare markets for a few years before they eventually kill them, because these changes are going to take time to at a time effect, insurers are pulling out now, they're increasing deductibility now. senator cornyn said he wanted toss this done before they -- they already are issuing them. so somebody needs to be done quell quelly really very quickly.