are younger, healthier, but what happens to those people who have preexisting conditions, those people who are sixer, older, who may not be able to afford what insurance companies want to charge them? >> the best way to help people with preexisting conditions is to get them out of the individual market completely and let them get group insurance. i'll give you an example. if you worked for toyota, yew wife has multiple scholar rods, leukemia, breast cancers or vice versusa, the woman works and the husband has they terrible problems. group insurance covers all these things. the individual market is different. you they treat you in a pool by yourself, that's not fair. i'm saying let individual people join a group, join the chamber of commerce, aarp, farm bureau. let them buy group insurance across the lines, a big part of