at transferring micro payments a few cents at a time and you can only do that with the oto. the currency is based on what's called a tangle. confirmation of the payment functions much faster and more cheaply than with locked chains from competitors like bitcoin. small sums are easily dealt with . critics say it's not as safe as a block chain. to be quite honest we are still working on proof of concept but it's easier to hack them. absolutely not that's not true. as if there was just a rumor that it's not a secure that's only a rumor. which is the best software hundreds of crypto currency programmers could argue about that all day but they all agree on one thing. digital currencies don't need a central bank at their heart constantly pumping fresh money into the system for withdrawing it. that's what monetary policy is all about crypto visionaries are