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yes. also, the commercial vacancy rate is nationally 17 percent which is very high. and in washington, dc, it's 10 percent. so, clearly we have two stories: a party going on in washington, dc, and we have the rest of the country which is struggling. >>neil: we will go through the other major areas seeing surprising dechains lacking first at the rate of dechain -- decline and then the price. having said that, i wonder if this showing a continuing housing meltdown, that is more severe than we first thought. what do you think? >>guest: we are going to have the areas that have high unemployment, and that had a lot of overbuilding, and, also, city and state governments that have run out of money and we will have continuing problems. but we have, like in los angeles, the decline is 1.8

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