that has nothing to do with this conversation. >> we could go on and on with all these mixes of dogs. >> call in with your favorite mutt mix. tell me what's working for you. >> really? we had a shelty growing up. i liked that dog. shelter collie mix. >> of what? >> a german shepherd collie mix. >> how do i digress? >> we were talking dogs doing the shot of the morning. it's a talk show! >> we got to get to taxes and we have to get to stu varney. >> no, we don't. we have 2 1/2 hours. >> tell me more about the dog. >> oh, my gosh! >> i got nothing. >> if you forgot, you better get busy because today is april 17th. it's tax day and you have a few hours to file your return before midnight. >> and of course, everyone has questions about their returns so we brought in our own personal finance expert, vera gibbons is here all morning answering your e-mails. all right, vera, let's start with the number one question -- what is the one biggest tip that you can give to people today?