consider -- this is is advice from this web site. consider two factors before investing. risks and expenses. though tim griffin jokes that aren't taxpayer dollars being used on when you consider taxpayer money and solyndra are involved, i guess exclude those as reasons. >> basically the way the web sight works we have it here it, breaks down advice you should give your 3 to 5-year-old, then your 5 to 7-year-old, 7 to 10-year-old through the years. >> the reason this is so ironic is because it's good advice but the government doesn't listen to it. >> right. >> at first i was looking at tim griffin. i didn't know much about him. as as dave mentioned arkansas republic. is he one of these republicans who was around during the bush years and helped contribute to all this massive spending? no, he was washed in on the tea party in 2010. came in on a wave of tea party. small businessman, veteran. one of these fiscally responsible guy the irony is so rich here the government is