Operator Good morning, and welcome the Dime Community Bancshares First Quarter Earnings Call. [Operator Instructions] Please note that this event is being recorded. Now I'd like to turn the call over to Mr. Kevin O'Connor, CEO of Dime Community. Please go ahead. Kevin M. O'Connor -- Chief Executive Officer Thank you, operator. Welcome to Dime Communities first quarter earnings call. We thank everyone for joining us this morning. On the call today with me are Stu Lubow, our President and Chief Operating Officer; Avi Reddy, our CFO; and John McCaffery, our Chief Risk Officer. In my remarks, I'll make some enterprisewide comments about our recently completed merger, provide some key accomplishments and the progress made during the first quarter on the business front. Avi will then provide some details on the quarter, some forward guidance and the target for managing to. I'll them surmise of what I believe on the investment highlights of the new Dime and leave time at the end for questions.