View Comments Jennifer Ramcharan serves as Education and Outreach Specialist for the Insurance Division of the Tennessee Department of Commerce and Insurance. She can be reached at jennifer.ramcharan@tn.gov. Mental health and substance use disorders are very real, life-threatening, debilitating illnesses. And, with proper care, they are often treatable. Tennesseans can feel more at-ease knowing many health insurance plans can help cover the cost of treatment for these disorders – helping relieve families of major financial burdens. In light of Mental Health Awareness Month and the upcoming Insurance Awareness Day on June 28, the Tennessee Department of Commerce and Insurance (TDCI) encourages Tennesseans to know more about their coverage when it comes to mental health and substance use treatment.