About 3 in 10 U.S. adults say financial technology companies aren’t regulated enough. The general public is 6 points more likely to say the COVID-19 pandemic has made them more willing to use fintech than not. In tech, the adage is “move fast and break things.” In finance, it’s more “move slowly and put things back carefully where you found them.” For some in Washington, the promise of tech to change up the status quo in finance is promising. Trump-era regulators often made the argument that tech could be a way to democratize finance, enabling more low-income earners and people of color to access affordable credit.