Florida lawmakers put brakes on âNo Faultâ auto insurance In a bill that now goes to Gov. Ron DeSantis, the requirement for carrying so-called PIP coverage would end and motorists would need to have bodily-injury coverage. Â By Jim Turner Updated Apr. 30 TALLAHASSEE â Florida motorists are one step closer to no longer having âno faultâ auto insurance, after lawmakers Friday approved ditching the decades-old system and its requirement of carrying personal-injury protection coverage. The House and Senate signed off on a heavily negotiated bill (SB 54) in the closing hours of the 2021 legislative session. If the bill is signed by Gov. Ron DeSantis, the requirement for carrying so-called PIP coverage would end and motorists would need to have bodily-injury coverage.