Funeral schemes come in various forms but work on the same basic idea. They promise a guaranteed payout upon death to cover funeral expenses. The idea of a scheme to provide for a funeral is not new. In 18th century Britain a thriving system of “burial clubs” emerged to assist the poor and working classes to save for a funeral. These clubs were spurred by fears of a “pauper’s funeral” and one’s body being stolen and sold for medical experimentation. But with such schemes came financial fraud — and in some cases far worse crimes. Fears of body snatchers may be a thing of the past, but concerns of “funeral poverty” remain. So does the potential for fraud and exploitation in such schemes.