81-year-old loses thousands in credit union scam using payment app By Randy Wimbley and David Komer online producer Published "It came up on my phone as Michigan First Credit Union," the 81-year-old said. 81-year-old preyed upon with credit union scam, losing thousands through mobile payment app It started with a call. A man claiming to be from her credit union said someone tried, unsuccessfully, to use her account in Texas, and that they would lock the account for 24 hours. A man claiming to be from her credit union said someone tried, unsuccessfully, to use her account in Texas, and that they would lock the account for 24 hours.