Operator Good afternoon, and welcome to HCI Group's First Quarter 2021 Earnings Call. My name is Tom [Phonetic] and I will be your conference operator this afternoon. At this time, all participants will be in a listen-only mode. Before we begin today's call, I would like to remind everyone that this conference call is being recorded and will be available for replay through June 6, 2021 starting later this evening. The call is also being broadcast live via webcast and available via replay until May 6, 2022 on the Investor Information section of HCI Group's website at www.hcigroup.com. I would now like to turn the call over to Rachel Swansiger, Investor Relations for HCI. Rachel, please proceed.