Healthy Homes: How a Little-known Delaware Program for Septic Tanks Can Be Replicated to Help Low-Income Families Get Energy Efficiency and Drinking Water Upgrades Share Article PACENation white paper details how Healthy Home Loan Programs can be established without the need for new legislation or appropriations. These programs would provide enormous benefits in low-income communities, including job creation, access to clean energy, improved water quality and reduced pollution SHADY COVE, Ore. (PRWEB) December 17, 2020 PACENation, the nonprofit organization that advocates for expanded access to financing for clean energy, clean drinking water and resilience upgrades, released today a white paper titled The Healthy Home Loan Program, A Clean Energy and Clean Drinking Water Financing Program for Low-Income Homeowners. The white paper details how a little-known Delaware program for septic tank upgrades, combined with policy precedents set in New York and Pennsylvania, can enable all fifty states to provide ultra-low-cost financing to eligible homeowners for a variety of critical home upgrades, including drinking water, energy efficiency, solar, electric vehicle charging and more.