How to apply for Medicaid if you’re pregnant, on a low income or over 65 Updated: Feb 18 2021, 12:20 ET LOW income families, pregnant women and Americans aged over 65 struggling to pay for medical insurance can get cover through Medicaid. The federal program will cover most medical expenses and currently helps around 72.3million Americans through the benefit from the scheme. 1 Around 72.3million Americans currently benefit from the Medicare programCredit: Getty Images - Getty Here, we take you through everything you need to know about getting on the program, from how to apply to what it covers. Who can apply for Medicaid? Medicaid provides free or low-cost medical benefits for millions of Americans who are in certain circumstances.