NH Business Review Prospective buyers should consider these steps to increase their chance June 9, 2021 Genie Smith, New Hampshire area lending manager for Bank of America. If you’re hoping to buy a home this summer, you’re in good company. Homebuyers in New Hampshire face the most competitive U.S. housing market in decades: low mortgage rates and strong demand can mean heated bidding wars. The past year has fueled a stronger desire for homeownership, and Bank of America’s latest Homebuyer Insights Report found prospective buyers are eager to swap unpredictable monthly rents with steady monthly mortgage payments. In fact, nearly half (46%) of respondents say that building equity is more important now than ever before.