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security only gives you $1,230 a month and medicare only covers you up to 100 days for an extended period of time in a rehab or nursing facility. that's not much help when today some experts predict the average person will need roughly $900,000 to cover their expenses throughout their retirement. a staggering amount when you consider that the majority of senior citizens have less than $30,000 saved for retirement. if you want to live forever, you better find a way to pay for it. >> no, i want to just kind of hear your thoughts on tootie's financial situation. >> oh, my. >> and where she is. >> well, our dad when he retired, he opted for them to, you know, take his retirement money and invest it. they were guaranteed a certain amount of money every month. >> right. >> for 20 years. well, mother has outlived it.

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