russ, what happened here? we got ourselves a legislative language mess here. >> well, it's a complicated statute, lawrence. it was a big bill and what happened was when we merged two difference versions of the bill, the bill from the finance commit and the bill from the health committee, we took the pieces and decided the tax credit should be available, but that was the finance committee version. and we added that to the health committee version which gave the states the option to establish their own exchange or to rely on the federal government, we failed to bring over a -- a small piece of language that would have clarified that when there is a federal exchange operating in the state, that the tax credits are available for