the sentiment that we want to make a level playing field. we certainly don't want a tax code that encourages people to ship jobs overseas or anything like that. we want to try to encourage real investments here in this country. that's the point of this policy with infrastructure, are r & d, with actual factory and equipment investment being tax favored. it's not about speculation. those things are in the real economy. they are not about speculative ventures. >> i'm not saying that they are. sorry to interrupt. i'm not saying that what you're suggesting is speculation. i'm saying the entire investment architecture of america, 56% of the average daily trading in the stock market, as you know, austan, is done by robots. there's an incentive to take pensions and retirement funds in this country and not put them into investments in the sorts of things that you and i would agree we need but to use them to purchase credit speculation for lending for houses. we -- we don't have a mechanism