a new study finds young hispanic teens are at the risk of substance abuse and more than any other race or ethnicity to try cigarettes, alcohol or marijuana. peer pressure and a lack of knowledge of the negative effects of smoking and drinking are considered factors in the risk. it's a crippling pat frrn the nation's housing market. home foreclosures are soaring. up 25% from last year. but banks can't put the properties up for sale without undermining an already soft market. and that's not the only catch 22 playing out. according to fannie mae, 67% of americans still believe that housing is a safe investment and pew research shows more than a third would simply walk away from a mortgage under certain situations. nbc kerry sanders is live for us in ft. lauderdale, florida. of course, where you are, kerry,