and extend the rollover debt, they will have to include in the stress test that the european central bank has let them know that they will do arm twisting and stress them to the effect of a full-out european sovereign debt crisis that spreads from ireland and portugal and spain and how that affects the portugal. if this spreads to spain, that is where the big exposure is. >> and in greece, americans are not really exposed, but why is that country small in contrast affect so many investors if this does not pass? >> well, that is what we are all struggling with, but the european banks are e exposed and we are exposed to the european banks who lent heavily into the u.s. remember back in the beginning of the crisis when we needed the european banks to step in, then the fed had to step in with the