TAKE A LOOK: See how major banks and other lenders fare when it comes to denying Black applicants (or skip yourself to Chapter 10) 'Nothing has changed': Of the more than 153,000 Charlotte-area home loans originated in 2018 and 2019 where a person's race is listed, federal data show only roughly 20,000, or 13%, went to Black men and women; a group that makes up almost a quarter of the region's population. Marketwide, the data reveal home loan disparities spanning every income bracket. "What that tells me is nothing has changed," Community Link president and CEO Floyd Davis, Jr. said. "Nothing has changed." Davis runs an organization that helps people successfully buy homes by teaching them financial literacy and helping clean up their credit. He marched for civil rights in the 1960s and is still pushing for equity today.