I want to scale back in an affordable ‘up-and-coming’ town out West where I could retire — where should I go? MarketWatch 3/1/2021 Dear MarketWatch, I’ve worked in the luxury resort business all my life…mostly in Hawaii (big golf/beach resorts) and Colorado (high mountain ski resorts). So I’ve always lived in great places, but also very expensive places. I’ve been able to do well financially and live well, but it is also dependent on my job and being in the hotel business, working 50 to 60 hours a week. I am 53 years old and have about $1.4 million in 401(k) and Roth accounts plus about $900,000 in other assets. I live and play outdoors a lot, and want to live in the West. My wife is an avid rock climber, so she needs to be around that sport.