For those impacted by evacuations, it can be an inconvenience at an unexpected time. “Mandatory evacuations are covered, voluntary evacuations typically are not covered,” Mark Friedlander said. Friedlander is with the Insurance Information Institute. He says insurance coverage could help during government-issued mandatory evacuations. “They most likely would be entitled to loss of use funds, because they are being mandated to vacate their properties for an unknown period, that would be covered under a loss of use provision in your condo owners insurance policy,” Friedlander said. You want to look for what’s known as “loss of use/additional living expense coverage.” It can be a component of a homeowner's, condo, or renter’s insurance policy.