Operator Ladies and gentlemen, thank you for standing by and welcome to the Itau Corpbanca First Quarter 2021 Financial Results Conference Call. [Operator Instructions] Now, I would like to welcome Ms. Claudia Labbe. Ma'am, the floor is yours. Claudia Labbe Montevecchi -- Head of Investor Relations Thank you. Good morning. Thank you for joining our conference call for our first quarter 2021 financial results. Before proceeding, let me mention that our remarks may include forward-looking information and actual performance could differ materially from that anticipated in any forward-looking comment as a result of macroeconomic conditions, market risks and other factors. I would also like to draw your attention to the financial information included in this management discussion and analysis presentation, which is based on our managerial model in which we adjust for non-recurring events and we apply managerial criteria to disclose our income statement. This managerial financial model reflects how we measure, analyze and discuss financial results by segregating commercial performance, financial risk management, credit risk management and cost efficiency. We believe this form of communicating our results will give you a clearer and better view of our performance through these different perspectives. Please refer to Pages 9 to 12 of our Report for further details.