Shoppers at stores including Sears and Kmart were ‘kept in the dark’ about contract terms, CFPB says. The Consumer Financial Protection Bureau (CFPB) has fined consumer finance company Tempoe $36 million for "tricking" consumers into signing leasing agreements by concealing the contract terms and costs, and for failure to provide legally required disclosures.Forty-one states and the District of Columbia are also entering into a parallel multi-state settlement addressing the same conduct. Some $2