Lucy Brown: Lockdown isn’t holding innovation back By Lucy Brown 17 th February 2021 4:24 pm Despite the continuing lockdown, it’s great to see insurer innovation isn’t being held back. To kick off 2021, MetLife released its new, simplified income protection product, MortgageSafe. It’s designed for customers looking to protect their mortgage against accident or illness and aims to be simple and easy to understand. MortgageSafe offers three levels of cover and is backed up by a quick application process with limited medical questions and no financial underwriting. It’s especially beneficial for the self-employed and those seeking a quick and seamless protection solution. A customer can choose to cover all or part of their mortgage payments up to £1,500 per month, with a 12- or 24-month benefit period. There is also the option to add cover for children.