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Lucy Brown: Lockdown isn't holding innovation back


Lucy Brown: Lockdown isn’t holding innovation back
By
Lucy Brown
17
th February 2021
4:24 pm
Despite the continuing lockdown, it’s great to see insurer innovation isn’t being held back.
To kick off 2021, MetLife released its new, simplified income protection product, MortgageSafe. It’s designed for customers looking to protect their mortgage against accident or illness and aims to be simple and easy to understand.
MortgageSafe offers three levels of cover and is backed up by a quick application process with limited medical questions and no financial underwriting. It’s especially beneficial for the self-employed and those seeking a quick and seamless protection solution. A customer can choose to cover all or part of their mortgage payments up to £1,500 per month, with a 12- or 24-month benefit period. There is also the option to add cover for children. ....

United Kingdom , City Of , Lucy Brown , Association Of Mortgage Intermediaries , Mortgage Intermediaries , New Protection Challenge , Royal London , Underwrite Later , ஒன்றுபட்டது கிஂக்டம் , நகரம் ஆஃப் , லூசி பழுப்பு , சங்கம் ஆஃப் அடமானம் இடைத்தரகர்கள் , அடமானம் இடைத்தரகர்கள் , புதியது ப்ரொடெக்ஶந் சவால் , அரச லண்டன் ,

Income protection deserves far more credit


I checked with two reinsurers who confirmed IP sales are, in fact, 63 per cent higher than they were this time 10 years ago. If I put £10,000 in an Isa and was sitting on £16,300 a decade later, I wouldn’t say nothing had changed.
Sales isn’t the only way to measure a market, though, especially in protection. Two other important areas are claims and support services, both of which have improved significantly over the last decade, not to mention numerous product improvements by a range of insurers. And short-term IP, too, which has improved take up and didn’t really exist a decade ago in the advice sector. ....

United Kingdom , City Of , Phil Jeyne , Roy Mcloughlin , Association Of Mortgage Intermediaries , Income Protection Task , Protection Specialists Group , Money Marketing , Seven Families , Mortgage Intermediaries , New Protection Challenge , ஒன்றுபட்டது கிஂக்டம் , நகரம் ஆஃப் , ராய் ம்க்லோயூஃப்லிந் , சங்கம் ஆஃப் அடமானம் இடைத்தரகர்கள் , வருமானம் ப்ரொடெக்ஶந் பணி , ப்ரொடெக்ஶந் வல்லுநர்கள் குழு , பணம் சந்தைப்படுத்தல் , ஏழு குடும்பங்கள் , அடமானம் இடைத்தரகர்கள் , புதியது ப்ரொடெக்ஶந் சவால் ,