Luma Solves Retirement Insurance Requirements for OA Visa in Phuket Luma Solves Retirement Insurance Requirements for OA Visa in Phuket Luma has launched their new health insurance plan called Luma Long Stay Care, which meets the insurance requirement for OA Long Stay Visa. Luma Health Whether you’re already retired or planning to retire, finding the right health insurance plan is a priority for your long stay in Thailand. It provides the essential coverage for retired and retiring expats who wish to prolong their stay in or around Phuket. Luma Long Stay Care comes with extensive medical support for expats, including dedicated member support and consultation available in English, French, and Thai, as well as a qualified medical team led by an in-house expat doctor.