NAIC Survey Shows Majority of Homeowners Concerned About Climate Related Threats Targeted News Service (Press Releases) WASHINGTON, National Association of Insurance Commissioners issued the following news release: Nearly three quarters of consumers say the most significant threats facing their homes today are weather-related, and 68% are aware of things they can do to protect their properties to reduce risk. The top weather-related concerns are water damage from rain or snow melt, followed closely by wind damage from tornados and hurricanes. Just 27% of consumers cite non-weather-related risks, such as plumbing and appliance issues and theft as the most significant threats to their homes.