“I thought I was going to be able to get it from a traditional lender but it didn’t happen,” Jessica Modkins said. Modkins is the president of Hip Rock Star Advertising. She says that despite having accounts at two large well-known banks, she had to look elsewhere for a company to administer a loan from the SBA’s PPP program. “I had direct access to account managers, VPs at the bank, but it did not work. It didn’t. So we ended up going with another lender out on the West Coast that I would not think of as a banking institution. It ended up being a lender for the loan that administrated it for us,” Modkins said.