Operator Greetings and welcome to Ready Capital Corp.'s First Quarter 2021 Earnings Conference Call. [Operator Instructions] [Operator Instructions] I would now like to turn the conference over to your host, Mr. Andrew Ahlborn, Chief Financial Officer. Thank you. You may begin. Andrew Ahlborn, CPA -- Chief Financial Officer Thank you, operator, and good morning, thanks to those of you on the call for joining us this morning. Some of our comments today will be forward-looking statements within the meaning of the federal securities laws. Such statements are subject to numerous risks and uncertainties that could cause actual results to differ materially from what we expect, therefore, you should exercise caution in interpreting and relying on them.