Save your score: how to boost a bad credit rating A Holland woman has seen both sides of credit, and is helping other people achieve success and last updated 2021-04-13 19:06:54-04 HOLLAND, Mich. â Your credit score is just a number, but it can make a difference in your ability to get a loan, house, or even a job ,and after a tough year for finances, now is an important time to pay attention to your score. âYou need to have options, and you need to be able to have access, and all of that boils right back down to your credit score,â says Bree Austin-Roberts, a credit expert and founder of Lakeshore Credit Management and Repair Services in Holland. âI think it was a reality check for a lot of people to saying, 'Hey, itâs time for me to start thinking about my financial situation.'â