Second Stimulus Check Payments by Debit Card Are Coming (It's Not Junk Mail!) By Rocky Mengle of Kiplinger | You might be one of the approximately 8 million Americans who finds a debit card in their mailbox soon. If so, don't automatically think it's some sort of scam or junk mail. It might be the second stimulus check payment you've been waiting for – just in the form of a prepaid debit card. The cards – called Economic Impact Payment Cards, or EIP Cards, by the IRS – will go to certain people who don't have bank information on file with the tax agency. Instead of mailing a paper check (which takes longer to process), the cards will be sent to the most recent mailing address on file with the IRS for those selected to receive them. EIP Cards are going to eligible recipients across all 50 states and the District of Columbia, but Americans in the western part of the country are generally more likely to get one.