Should You Buy a Home or Keep Renting? How To Decide in 7 Steps Should You Buy a Home or Keep Renting? How To Decide in 7 Steps We understand the magnitude of your rent vs. buy quandary, and we're here to assist. Here are seven questions to ponder to help decide what's right for you. Lauren Sieben, provided by FacebookTwitterEmail It’s a big question with no easy answer: Should you keep renting, or is it time to think about buying a home? One of the major benefits of being a homeowner is building equity with each mortgage payment, instead of putting money into your landlord’s pocket.