State Auditor Warns Montanans about Multi Level Marketers Montana State Auditor and Insurance Commissioner Troy Downing spoke to KGVO on Tuesday to let consumers know about the possible risks of multi-level marketing or MLM’s, especially those that don’t comply with Montana law in registering with the State Auditor’s office. “We're looking at multi level marketing programs, and we have a code on the books that requires them to register with this office, and the problem is that very few of them do,” said Downing. “There's a bunch of them operating in the state and we've got about 10 of them that have registered. So we're starting to crack down on those that haven’t.”